Cash loan Philippines

Need financial help urgently? Are you looking for where to borrow without a deposit before your paycheck? Do you want to quickly borrow money online? Then applying for a cash loans in an hour Philippines is just what you need.

Once you find a reputable lender, you will see that their goal is to provide emergency cash assistance when you need it most. Most companies work around the clock, introduce new solutions, expand the range of credit products, and give discounts and bonuses. Do you want to learn more? Read on to have a better look into the matter.

  • Loan amount 1.000 - 25.000 PHP
  • Interest rate 0,49% per day
  • Term 30 - 180 days
  • Loan amount 500 - 30.000 PHP
  • Interest rate 3,49% per day
  • Term 91 - 120 days
  • Loan amount 1.000 - 10.000 PHP
  • Interest rate 0,033 per day
  • Term 15 - 45 days
  • Loan amount 1.000 - 25.000 PHP
  • Interest rate 0,16% per day
  • Term 60 - 180 days
  • Loan amount 1.000 - 25.000 PHP
  • Interest rate 0,43% - 0,5% per day
  • Term 1 - 61 days
  • Loan amount 6.000 - 150.000 PHP
  • Interest rate 4,55% - 5,75% per month
  • Term 6 - 12 months
  • Loan amount 3.000 - 10.000 PHP
  • Interest rate 0,65% per day
  • Term 5 - 30 days
  • Loan amount 1.000 - 100.000 PHP
  • Interest rate 0% per day
  • Term 30 - 60 days
  • Loan amount 10.000 - 20.000 PHP
  • Interest rate 0,27% per day
  • Term 91 - 360 days
  • Loan amount 2.500 - 15.000 PHP
  • Interest rate 0,83% per day
  • Term 10 - 90 days
  • Loan amount 3.000 - 10.000 PHP
  • Interest rate 1% per day
  • Term 7 - 14 days
  • Loan amount 2.000 - 50.000 PHP
  • Interest rate 0,1% per day
  • Term 30 - 180 days
  • Loan amount 1.000 - 12.000 PHP
  • Interest rate 0,04% per day
  • Term 90 - 180 days
  • Loan amount 2.000 - 15.000 PHP
  • Interest rate 0,6% per day
  • Term 30 - 60 days
  • Loan amount 2.000 - 12.000 PHP
  • Interest rate 0,49% per day
  • Term 14 - 90 days

A Cash Loan: Main Info

A cash loan is the most popular lending in the Philippines. Aside from the straightforward process of application approval, you will get an opportunity to receive money in your bank account quickly and without any hassles. When applying for the first time, the maximum amount cannot exceed PHP 20,000 in some companies. With subsequent requests, the possible amount gradually increases based on the size of previous borrowings and the accuracy of payments.

Depending on the financial institution, you can the online cash Peso Agad may be from 7 days to 36 months. For clients who regularly use the services of a particular and do not violate the terms of debt repayment, the limit is increased to the maximum possible loan amount – PHP 20,000. It is worth mentioning that it is not necessary to take out a borrowing for PHP 10,000 if you lack only PHP 500 for a gift to your beloved, car repair, or a visit to the dentist. The faster you repay your borrowing, the lower the interest rate you should pay.


To approach a lending company for a fast cash loan, an applicant needs to:

  • have Filipino citizenship;
  • provide Filipino passport and taxpayer code;
  • be at least 18 years old;
  • have a bank card issued by any bank in the Philippines.

Once you meet these requirements, you can quickly get a response from a lender. Usually, the process of getting approval takes about 20 minutes. If you fulfill the requirements of the financial institution, you will get your money as soon as one working day.

Reasons to Apply for a Cash Loan Philippines

The bank credits require a lot of time and effort. You need to collect all the relevant documents, spend time on the road and in queues. However, there is no guarantee that you will not receive a rejection.

To resort to the services of pawnshops in a situation when a certain amount is urgently needed is also not the best way out. If you take out a borrowing secured by valuable things or jewelry, be prepared that pawnshop employees significantly underestimate the value of things.

Borrowing money from friends or relatives, on the one hand, can seem quite attractive. You do not have to return any interest and the likelihood that you will be rejected is minimal.

But one should also take into account the fact that each family carefully plans their monthly budget in advance and there may simply not be any free funds to borrow. People do not always want to devote loved ones to their temporary difficulties.

In addition, there are situations when money is needed right now, immediately, and there are no things at hand to part with. That is where quick cash loan Philippines comes on stage.

Advantages of a Fast Cash Loan

Using the lending services, you get the opportunity to:

  • receive money to your bank card 24 hours a day, 7 days a week;
  • do not leave a deposit;
  • do not collect tons of documents
  • do not disturb friends or relatives.

All you need to get money is to have an ID document, your bank account details, and 15 minutes. The majority of companies work for their clients and try to make the lending procedure as simple and convenient as possible.

Process of Application Approval

  1. Register on the website
  2. To obtain a cash loan Philippines you need to register on the website of a lending company, specify information in the fields of the questionnaire, agree to the terms of the Agreement and the Rules of granting cash advances, as well as consent to the processing of personal data.

  3. Fill in the application
  4. You need to verify your bank card. Choose the desired amount and term as well as the method of obtaining funds. After submitting the application, you will receive an SMS to your phone number and/or e-mail address specified during registration. After approval of the application, it is necessary to read and sign the cash loan online agreement. It is possible to check the status of the application in the Personal Account.

  5. Get the money

The lender will transfer the funds to the bank account as soon as one working day. Some companies deliver money within several hours.

How to Prolong the Period of the Quick Cash Loan Online?

If you do not have time to repay the borrowing on time, you can apply for a prolongation. It is necessary to do it during the term of the contract. If your lending is overdue for a specified period in the agreement, you can’t use the prolongation service, but can only repay the debt. Prolong the lending in advance. Please note that the prolongation service is not available when paying at the bank or by bank transfer. The money that you will transfer through the bank’s cash desk will be used to repay the borrowing and interest rate.

Final Word

Easy cash loan online is a perfect way to achieve urgent funds in case of emergency. Our life is unpredictable, and you will never know when you need money. That is why having a reliable lender at hand is an ideal option to borrow extra money. The most important aspect here is to research the market and find a decent financial institution to rely on.

TOP 7 Cash loan Philippines July 2024
Apply Now

Applying does NOT affect your credit score!

No credit check to apply.