Crezu loan
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Credit or Debit card
Contact information
Phone number: -
Service works 24/7

Crezu stands out in the digital lending space by providing its customers with a remarkably simple and convenient loan application process. This process can be effortlessly completed either on a computer or a smartphone, emphasizing the ease of access and user-friendliness. The lack of physical branches underscores Crezu’s commitment to a streamlined, digital-first approach, and it also ensures that applications are more likely to be approved compared to the often more cumbersome procedures of traditional banks.

One notable aspect of Crezu’s service is highlighted in various Crezu loan reviews where customers appreciate the straightforward approach to online lending. Unlike traditional banks, online lenders like Crezu usually do not require deposit accounts for loan applications. However, some may require an account nominated by the borrower. After approval, the proceeds of a Crezu loan are typically disbursed through a partner remittance center, which adds a layer of convenience for the borrower.

Customers who have used Crezu have noted the transparency of the service. There are no hidden fees or confusing interest rates to worry about. The interest rates are competitive, varying depending on the lender, but they start at a minimum of 1.5% per month and cap at 30% yearly. This range provides flexibility and affordability for a wide range of borrowers. Moreover, the loan term options are flexible, ranging from three months to twelve months, offering further convenience to customers.

An important feature to note, as mentioned in various Crezu loan reviews, is the clear communication regarding the lender and the loan offer. This transparency is crucial in building trust and ensuring customers are fully informed before making any commitments. Additionally, the Crezu website facilitates a 100% online application process. This feature allows users to conveniently choose the financial solution that best suits their needs, all from the comfort of their home or office. This user-centric approach, coupled with the ease and transparency of the process, makes Crezu a noteworthy option for those seeking online loans.

When choosing a loan service, it is important to assess the legitimacy of the lending firm. There are many unscrupulous firms out there that hide fees and other fees from their customers. Crezu, however, works with reputable lenders and is easy to assess. It is worth taking the time to read reviews of the service. Its 24/7 application process is convenient and straightforward, and the loan company will work with you to determine the terms and conditions of the loan you need.

Crezu Philippines’ application process is easy and hassle-free. There are no faxed documents required to be sent. The crezu loan app can be approved immediately and without much hassle. Those who don’t meet Crezu’s eligibility requirements can always try other loan companies. Make sure to read the terms and conditions of each company before applying for a loan. Make sure you understand the implications of not paying the loan back.

Loan parameters
  • Loan amount
    1.000 - 50.000 PHP
  • Interest rate
    1% per day
  • Term
    91 - 365 days
  • Age
    18 - 65 years

0% for new Crezu loan users

Using Crezu is an excellent choice for those in need of fast cash. The free online service instantly selects 0% loans from the many available options. The Crezu service considers 4 important factors when selecting a loan provider. These criteria include company reputation, online credit granting, and personal data protection. Moreover, the loan repayment term is usually short, so you don’t have to wait long for a response.

Loans from Crezu are convenient and hassle-free. You can avail of a 0% loan in 14 minutes or less. There are flexible terms, ranging from three to twelve months, and the contracts are simple and easy to understand. You can apply for a loan anytime. The basic eligibility criteria for this service include age, residency, recurring income, active bank account, and a phone number. With Crezu, you can borrow up to 7000 PHP without any hassle or credit check.

The best way to find the right loan provider is to know as much as possible about the company. Check its online reputation before applying for a loan. There are some dishonest companies that are just after your money. Beware of these companies, as they often have vague health conditions and unethical collection practices. With Crezu, you can eliminate all these bad loan providers because it only partners with reliable brands. This means you can be rest assured that the money you borrow will not go to waste.

In addition to being 0% loans, Crezu Philippines also offers a convenient installment plan. Using this option, you can pay for electronic items using your salary. It’s a good option if you don’t have credit cards. It also has no processing fees. You can borrow up to 50000 PHP, depending on your needs and your credit score. After getting approved, you can consent to the terms of the loan. Once you approve, you’ll receive a copy of the agreement by email.

Crezu conditions for OFWs

If you’re an OFW who lives abroad, you might have wondered if Crezu Philippines accepts OFWs for a loan. While this company’s online application process is simple, it does have some disadvantages. For one, it accepts only Filipino citizens and is not ideal for OFWs with poor credit scores, past due debts, and no collateral. Another disadvantage of the online application is that it can only be used by Filipino citizens.

When it comes to applying for a loan from Crezu Philippines, you should first determine your eligibility and income level. Of course, your financial situation plays a big role in whether or not you qualify. First of all, you should be sure that you’re an OFW.

Lastly, if you’re an OFW, you might not be aware that the Philippines is a country that welcomes foreign workers. There are several ways to help them adapt to life in the Philippines. One of them is to open a savings account. Keeping a savings account in the country will build a positive credit history, which can be useful for securing loans. And if you have enough money, you can start a small business in the Philippines. You’ll be glad you did.

You can also work for a company that accepts OFWs. Most overseas companies require their employees to work in the Philippines if they want to be able to make a decent living. Of course, you should find a job that fits your needs. But if you’re in the Philippines, you might have a tough time finding a job in the country. A good place to start is at Crezu Philippines.

Easy to use

If you have a computer and an Internet connection, you can easily apply for a loan at Crezu Philippines. The application process is fast and hassle-free, and you don’t have to fax any documents. A few minutes later, you will receive a loan offer, which you can accept or decline depending on your needs. Generally, if you meet the criteria set by Crezu, you will get your money immediately. Alternatively, you can try other loan companies that offer similar services. Make sure to check the terms and conditions of each company before you sign any loan contract.

Another great advantage of Crezu is that it’s completely online, so you don’t have to go through the hassle of meeting a loan consultant or collateralizing your assets. You can apply for a loan amount between one thousand and 20,000 PHP within a few minutes, all from the comfort of your home. Because the loan amount is small, there’s no need to worry about security or collateral. With an internet connection, you can even borrow money anytime of the day or night, with terms that suit you.

The application process at Crezu Philippines is also fast. Because you’re applying online, the system will compare offers from multiple lenders and choose the most suitable Manila online loan. The money will be in your bank account in as little as 24 hours. This is a good option for those who don’t have much credit history. Moreover, you don’t have to prove recurring income to qualify for a loan. All the information you provide is completely online and can be accessed at any time.

Example of calculating loan

Term 30 days 91 days 120 days
Loan amount ₱15000 ₱15000 ₱15000
Interest rate per day 1% 1% 1%
Overpayment ₱4500 ₱13650 ₱18000
Total repayment ₱19500 ₱28650 ₱33000

Michael Dumaloan | Modified date: August 09, 2023

Crezu reviews

Ana Reyes
01 April 2024
I was surprised by the simplicity of the process and the minimal requirements. Thank you for your help!
Isabella Lim
19 December 2023
Loaning online through this service was a real win. The registration process was simple and successful. Very pleased with the whole procedure.
Miguel Gonzales
08 December 2023
The quick approval of my loan application was a pleasant surprise. This service knows exactly how to help in difficult situations. Thank you for your promptness!
27 October 2023
The quick approval of my loan application pleasantly surprised me. Crezu really works quickly and efficiently.
Sydnee Gusikowski
08 August 2023
Thank you for helping me solve my financial problem. Getting a loan turned out to be much easier than I thought.
Jasen Hartmann
20 June 2023
As someone with a less-than-perfect credit history, I struggled to find lenders willing to provide me with a loan. However, Crezu came to my rescue with their bad credit loan offering in the Philippines. They understood that financial setbacks happen and offered me a second chance. The application process was simple, and the approval was based on factors beyond just credit score. Crezu helped me rebuild my financial standing and meet my immediate needs.
31 May 2023
When I needed a small amount of money to bridge the gap until my next payday, Crezu came to my rescue. Their payday loan service offered a convenient solution for short-term financial needs. The online application was straightforward, and the funds were disbursed promptly. Crezu's payday loans provided me with the necessary financial flexibility during challenging times.
15 May 2023
I needed ₱8,000 for a one-month period. Minimal documentation required. I could easily upload the necessary documents online, saving me time and effort.
Amihan Santos
13 April 2023
I used Crezu to get a loan for a home renovation project. The application process was simple, and the payout was fast. However, I was disappointed with the customer service, as I had some questions about the repayment process that went unanswered. Overall, I would recommend Crezu to others who need quick access to cash, but be prepared to pay higher fees and interest rates.
10 April 2023
I needed some extra money to cover the cost of repairs on my motorcycle. I heard about Crezu from a friend and decided to give it a try. The application process was straightforward and I received the payout within a couple of days. I was able to get my motorcycle fixed and back on the road in no time.
Rico Lim
01 April 2023
I needed some extra cash to pay for my daughter's school fees, and Crezu came to the rescue. The application process was easy, and I received the payout within a few days. However, I was a bit disappointed with the interest rate, as it was higher than I expected.
Isabella Garcia
07 March 2023
Digido's platform is user-friendly and made the loan process a breeze. Highly recommended!
Carl Morales
24 October 2022
It helps a lot in a difficult financial situation. They quickly passed the verification of documents and received the money into their account.
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Jose Cruz
I was looking for online loans and came across this site. The managers suggested the best loan for me under the terms and after 2 hours the money was already on the card.
Mark Dizon
Clear work, very quick issue of money. The hotline has polite people who are ready to help you deal with the problem. Recommend.
Jakob Gleason
I liked everything. They approved a loan for the amount I needed on favorable terms. I\'m about to finish paying.
Teresita Flores
The loan process is simple and hassle-free. Nice service. The next day I received the amount I needed. I will recommend the service to my friends
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