Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support

WowPera stands out as a highly accessible and efficient financial application within the Philippines, catering to the needs of those seeking prompt financial assistance. It specializes in providing expedited cash loans, emphasizing a straightforward and user-friendly approach. The app is designed with flexible repayment terms, accommodating different borrower needs, and maintains a high level of transparency in its policies and terms. One of the key features of WowPera is its commitment to secure transactions, ensuring the safety and confidentiality of user data. Additionally, the app is supported by a dependable customer service team, providing timely assistance and clear information, making WowPera a preferred choice for convenient and trustworthy financial solutions in the Philippines.


Is WowPera Legit?

Concerns regarding the legitimacy of WowPera, a loan application service in the Philippines, are common. However, WowPera has established itself as a legitimate provider of instant loans, evident from its registration with the Securities and Exchange Commission (SEC) of the Philippines. This registration is a legal requirement for all financial entities operating in the country, ensuring they comply with necessary regulations and standards. The SEC oversees these entities, and its mandate includes verifying their credibility and operational legitimacy. Therefore, the SEC registration of WowPera, which can be confirmed on the official SEC website,, provides assurance of its legitimacy and compliance with Philippine financial regulations.

COMPANY NAME Treasure Bowl Fintech Lending Corp
C.A. NO. 3101

Why WowPera cash loan app?

The WowPera cash loan app emerges as a dependable ally for those seeking financial assistance in the Philippines. This service stands out because it offers non-collateral, no-guarantee-required loans, catering to the everyday borrower. Its round-the-clock, 7*24 approval process ensures that financial support is accessible anytime and anywhere, providing unparalleled convenience and flexibility. This ease of access is particularly beneficial for individuals who need urgent financial aid outside of regular banking hours or who prefer the comfort of managing their finances remotely. In essence, WowPera aligns with the modern-day requirements of quick, hassle-free loan services, making it a go-to solution for timely financial needs.

WowPera loan app interest rate

The interest rate for loans from the WowPera app can vary and is typically dependent on several factors, including the loan amount, term, and the borrower’s credit profile. Unfortunately, I don’t have the specific current interest rates for WowPera loans. To get the most accurate and up-to-date information on interest rates, it’s best to check directly with the WowPera app or contact their customer service. They can provide detailed information tailored to your specific loan inquiry or application.

WowPera loan requirements

Applying for a loan through WowPera in the Philippines involves a comprehensive set of requirements to ensure both the borrower’s eligibility and the security of the transaction. Here’s a detailed breakdown:

  • Proof of Address: Essential for establishing residency, applicants must submit utility bills such as electricity and water bills.
  • Bank Account Necessity: A bank account in the borrower’s name is mandatory, serving as the channel for loan disbursement and repayment.
  • Philippine Citizenship Verification: Valid documentation confirming Philippine citizenship is required.
  • Age Specification: The applicant’s age should fall between 18 and 60 years.
  • Income Verification: For salaried individuals, recent salary slips (covering the last three months) are needed. In contrast, self-employed applicants should provide their bank statements as proof of income.
  • Credit Score Importance: A critical aspect in the application process, a robust credit score significantly boosts the chances of loan approval.
  • Residential Confirmation: Documents like a utility bill or a lease agreement are required to authenticate the applicant’s residence.
  • Citizenship or Residency Criteria: Depending on WowPera’s policy, there might be specific stipulations concerning the applicant’s citizenship or residency status.

WowPera’s loan application process is designed to be thorough yet user-friendly, ensuring that all necessary checks are in place for a secure and reliable transaction. By meticulously following these requirements, applicants can navigate the process with clarity and ease.

How to loan in WowPera App


To obtain a loan from the WowPera app, follow these general steps:

  1. Download the App: Install the WowPera app from the Google Play Store or Apple App Store.
  2. Register and Create an Account: Sign up by providing the necessary information, such as your name, contact details, and email.
  3. Fill Out the Application: Complete the loan application form by entering personal and financial details as requested.
  4. Submit Required Documents: Provide any required documents, such as proof of income, identification, and proof of address.
  5. Wait for Approval: After submitting your application, wait for the app to process and approve your loan.
  6. Receive Funds: Once approved, the loan amount will be disbursed to your account as per the app’s terms.

Remember, each step may vary slightly based on the app’s current process and policies, so it’s important to follow the specific instructions provided within the app.

How to cancel WowPera loan?

To cancel a loan with WowPera, it’s important to follow the specific cancellation policies and procedures set by the company. Usually, this would involve contacting their customer service department directly. They can guide you through the cancellation process, which may include providing reasons for the cancellation and ensuring that no funds have been disbursed yet. If the loan amount has already been received, there might be different procedures to follow. It’s crucial to act quickly and communicate clearly with WowPera to understand and complete the cancellation process effectively.

How to increase WowPera Loan?

To increase your loan amount with WowPera, you should first establish a good repayment history with them. Consistently repaying your loans on time can demonstrate your creditworthiness. After building a positive track record, you can apply for a higher loan amount. It’s also beneficial to update any changes in your financial situation that may enhance your eligibility, such as an increase in income. For specific guidance and requirements, contacting WowPera’s customer support is recommended, as they can provide personalized information based on your account history and their lending policies.

How to pay WowPera loan

To pay your WowPera loan, you typically have several options:

  • Through the App: Some loan apps allow you to make payments directly within the app using a linked bank account or e-wallet.
  • Bank Transfer: You can transfer the repayment amount to the designated bank account of WowPera.
  • Payment Centers: Payments can often be made at authorized payment centers or via over-the-counter services at banks.
  • E-Wallets: If WowPera accepts e-wallet payments, you can use services like GCash or PayMaya.

Always check the specific instructions provided by WowPera in your loan agreement or contact their customer service for the most accurate and current payment methods.

Customer support

WowPera distinguishes itself with its exceptional customer support, which stands as a cornerstone of its service offering. The support team, known for its professionalism and approachability, is committed to being readily available to assist with any queries or concerns clients may have regarding their loans or the repayment process. This dedicated customer service approach is integral to WowPera’s ethos, ensuring that users receive timely and effective assistance whenever required. Such support is vital in fostering a positive and reassuring experience for users, affirming WowPera’s commitment to delivering not just financial solutions, but also customer satisfaction and peace of mind.

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Your comment

Monica Chavez
26 June 2024
I applied for the loan online and everything went smoothly. No problems or delays, the money arrived quickly. I will contact you again.
Francisco Castillo
06 May 2024
Pleasantly surprised by the speed of registration. I filled out the application, confirmed the details, and the money is already on the card. Super!


Galina Mendose
I easily got the loan before payday and paid off the loan just as easily. The amount of the overpayment was insignificant.
Marilyn Garcia
Convenient and understandable service for obtaining online loans. Very helpful in difficult times.
Jose Cruz
I was looking for online loans and came across this site. The managers suggested the best loan for me under the terms and after 2 hours the money was already on the card.
Nelson Delos Reyes
At first I was suspicious, but what to do, money is needed. I asked everything in the chat so that there would be no unpleasant surprises. I took it back, there were no problems, but of course I had to pay for the use. It seems that it was under...
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