Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 20+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number:
Shedule 9:00 to 18:00

Kviku is a reputable online loan provider that offers its services to borrowers in the Philippines. As an established financial technology company, Kviku specializes in providing quick and convenient loan solutions to meet the immediate financial needs of individuals. Kviku utilizes advanced technology and data-driven algorithms to provide quick loan decisions and streamline the borrowing process.

Loan parameters
  • Loan amount
    1.000 - 25.000 PHP
  • Interest rate
    0,16% per day
  • Term
    60 - 180 days
  • Age
    20 - 55 years

As an online loan provider, Kviku aims to make borrowing more accessible and convenient for individuals in need of immediate funds. Through its user-friendly online platform, borrowers can easily apply for loans and receive fast approvals, often within minutes. This enables them to address their financial needs promptly, whether it’s for unexpected expenses, debt consolidation, or personal projects.

Kviku distinguishes itself by offering flexible loan amounts and repayment terms, allowing borrowers to customize their loan according to their specific requirements and repayment capabilities. The company also prioritizes data security and privacy, employing stringent measures to protect borrowers’ personal and financial information.


With a focus on providing a seamless borrowing experience, Kviku aims to simplify the lending process and provide a reliable source of financial assistance. Through its innovative approach and commitment to customer satisfaction, Kviku has gained recognition as a trusted online loan provider in various markets, including the Philippines.

Benefits of Kviku loan

Kviku PH offers several unique features that set it apart from other online loan providers in the Philippines. Here are some of its notable features:

  • Fast and Convenient Application Process: Kviku PH provides a seamless and hassle-free application process. Borrowers can easily apply for a loan through their user-friendly online platform or mobile application. The application can be completed within minutes, saving time and effort.
  • Quick Approval and Disbursement: Kviku PH prioritizes fast loan approval and disbursement. Upon successful application, eligible borrowers can receive funds in their designated bank account within a short period, often within the same day.
  • Flexible Loan Amounts: Kviku PH offers flexible loan amounts, allowing borrowers to choose the loan amount that suits their financial needs. Whether it’s a small amount for emergency expenses or a larger sum for personal projects, Kviku PH provides options to accommodate different borrowing requirements.
  • Customizable Repayment Terms: Kviku PH understands that borrowers have varying repayment capabilities. Therefore, they offer customizable repayment terms to suit individual preferences. Borrowers can choose the repayment period that aligns with their financial situation, making it easier to manage and plan their loan repayments.
  • Competitive Interest Rates: Kviku PH strives to offer competitive interest rates that are favorable for borrowers. They provide transparent information about the interest rates associated with their loans, ensuring borrowers have a clear understanding of the costs involved.
  • Data Security and Privacy: Kviku PH prioritizes the security and privacy of borrower information. They employ advanced security measures to protect personal and financial data, ensuring that it is handled with the utmost confidentiality and in compliance with data protection regulations.
  • These unique features make Kviku PH a reliable and attractive option for individuals in need of quick and flexible online loans in the Philippines. With its user-friendly platform, fast approval process, customizable terms, and commitment to data security, Kviku PH provides a convenient and trustworthy lending solution.

    How much does Kviku loans?

    Kviku provides a range of loan amounts to cater to different financial needs. Borrowers can avail loan amounts starting from P500 up to a maximum of P25,000. This allows individuals to borrow an amount that aligns with their specific requirements.

    The loan repayment terms offered by Kviku are designed to be flexible and manageable for borrowers. For first-time borrowers, the loan can be repaid over a maximum period of 60 days. On the other hand, repeat borrowers who have demonstrated good credit standing can enjoy an extended loan term of up to 180 days.

    When it comes to interest rates, Kviku aims to offer competitive rates that are favorable for borrowers. Currently, the interest rate stands at 0.16% per day, ensuring that borrowers can access funds at a reasonable cost.

    It’s important to note that the loan amounts, repayment terms, and interest rates offered by Kviku are subject to change and may vary based on individual eligibility and loan assessment.

    Kviku is a legal online loan provider. The company operates in compliance with the laws and regulations of the countries in which it operates, including the Philippines. As a reputable financial technology company, Kviku ensures that it adheres to all legal requirements related to lending practices, data protection, and consumer rights.

    Company Name Kviku Lending Co. INC.
    Registration No. CS201918702
    Certificate of Authority 3169

    By choosing a legal and licensed loan provider like Kviku, borrowers can have confidence in the legitimacy and reliability of the services offered, as well as the protection of their rights as borrowers.

    How to get a loan in Kviku Philippines?

    Kviku loan is a reliable and convenient lending option for individuals seeking quick financial assistance in the Philippines. With its user-friendly platform and streamlined processes, Kviku makes borrowing hassle-free and accessible. Here’s a review of how Kviku loan works:

    Applying for a Kviku loan is simple and straightforward. The first step is to visit their official website or download their mobile application. The platform is intuitive and easy to navigate, ensuring a seamless user experience.

    To begin the application process, you will need to create an account and provide some basic personal information. This includes details such as your name, contact information, and employment status. Kviku may also request additional documents to verify your identity and income.

    Once you have completed the application, the next step is the loan assessment. Kviku utilizes advanced algorithms to evaluate your eligibility and determine the loan amount you qualify for. This process is typically fast, and you will receive an instant decision regarding your loan application.


    Upon approval, the funds are disbursed directly to your designated bank account. Kviku offers flexible repayment options, allowing you to choose a repayment term that suits your financial situation. You can conveniently repay the loan in installments, making it easier to manage your finances.

    One of the notable advantages of Kviku is its transparency. They provide clear and concise information about interest rates, fees, and repayment terms, ensuring that borrowers have a complete understanding of their financial obligations.

    Kviku also emphasizes data security, implementing stringent measures to protect your personal and financial information. You can have peace of mind knowing that your data is handled with utmost confidentiality.

    Overall, Kviku loan is a reliable and efficient borrowing solution that caters to the needs of individuals in the Philippines. Its user-friendly platform, quick loan assessment, flexible repayment options, and commitment to data security make it an attractive choice for those in need of fast and accessible financial assistance.

    • Quick and Convenient: Kviku offers a fast and convenient loan application process, allowing borrowers to access funds swiftly and easily.
    • Flexible Loan Options: Borrowers can choose from a range of loan amounts and repayment terms to suit their individual needs and financial circumstances.
    • Transparent Terms: Kviku provides clear and transparent terms and conditions, ensuring borrowers understand the interest rates, fees, and repayment obligations associated with their loans.
    • User-Friendly Platform: The Kviku online platform and mobile app are user-friendly, making it easy for borrowers to navigate and manage their loan accounts.
    • Data Security: Kviku prioritizes the security and privacy of borrower information, employing robust security measures to protect personal and financial data.
    • Limited Loan Amounts: Kviku may have a maximum loan limit, which may not be suitable for borrowers with higher funding requirements.
    • Interest Rates and Fees: While Kviku aims to offer competitive interest rates, borrowers should carefully consider the costs associated with the loan, including interest rates and applicable fees.
    • Eligibility Criteria: Borrowers must meet certain eligibility criteria to qualify for a Kviku loan, which may include factors such as income requirements and creditworthiness.
    • Repayment Obligations: Borrowers need to ensure timely repayment of their loans to avoid any penalties or negative impact on their credit history.

    Kviku loan requirements

    To apply for a loan with Kviku, there are certain requirements that borrowers need to fulfill. While specific requirements may vary, here are some general criteria typically expected by Kviku:

  • Age: Borrowers must be at least 21 years old or above to be eligible for a loan with Kviku.
  • Valid Identification: Borrowers need to provide a valid government-issued identification document, such as a passport or driver’s license. This is to verify their identity and ensure they meet the age requirement.
  • Proof of Income: Kviku typically requires borrowers to demonstrate a stable source of income. This can be in the form of payslips, bank statements, or other relevant documents that showcase regular income.
  • Bank Account: Borrowers are generally required to have an active bank account in their name. This is where the loan funds will be disbursed and where the loan repayments will be deducted from.
  • Mobile Phone and Email: Kviku may require borrowers to have a valid mobile phone number and email address. These are essential for communication purposes and to receive notifications and updates regarding the loan application and repayment.
  • It’s important to note that these are general requirements, and Kviku may have additional criteria or documentation requirements based on their assessment of individual loan applications.


    How to pay Kviku loan Philippines

    To pay your Kviku loan in the Philippines, you can follow these steps:

  • Loan Repayment Methods: Kviku offers several convenient payment methods to make it easier for borrowers to repay their loans. The available payment methods typically include bank transfer, over-the-counter payment at partner banks or payment centers, and online payment options.
  • Bank Transfer: If you prefer to make a bank transfer, you can use your personal bank’s online banking facility or visit a bank branch to initiate the transfer. Ensure that you have the necessary details, such as Kviku’s bank account information and your loan reference number, to correctly identify your payment.
  • Over-the-Counter Payment: Kviku have partnerships with selected banks or payment centers where you can make over-the-counter payments (such as BDO or Bayad Center). Visit the nearest partner bank or payment center and provide your loan reference number and other required details to complete the payment transaction.
  • Online Payment: Depending on the payment options available, you may have the convenience of making online payments through Kviku’s website or mobile app (such as GCash, PayMaya, or Coins.ph). This allows you to securely make payments using your preferred payment method, such as credit or debit card.
  • Timely Payments: Ensure that you make your loan repayments on time to avoid any penalties or late fees. It’s recommended to set reminders or automate your payments to ensure timely repayment and maintain a good repayment record.
  • Remember to refer to the specific instructions provided by Kviku regarding loan repayment methods and timelines. It’s also a good practice to keep track of your payment receipts or transaction confirmations for future reference or proof of payment if needed. If you have any questions or concerns, reach out to Kviku’s customer support for assistance and guidance regarding loan repayment.

    Kviku reviews

    Jose Garcia
    11 May 2024
    I was pleasantly surprised by the efficiency and simplicity of the design. I filled out the form, confirmed the details, and the money was already on the card. Thank you!
    Fernando Torres
    28 December 2023
    Kviku turned out to be a real way out for me in a financial storm. Prompt approval and quick transfer of funds is what I appreciate.
    Mary Valerie Sabando
    04 December 2023
    Is there any hotline numbers that I can contact here? For kviku
    Beatriz Aquino
    24 November 2023
    Thanks to this loan service, I was able to cope with financial difficulties. The process of receiving funds was fast and transparent.
    19 March 2023
    I needed some extra cash to pay for some home repairs, and I decided to try Kviku. The application process was fairly simple, but it took longer than I expected to get approved. However, once I was approved, the funds were transferred to my account within 48 hours. The interest rate was a bit high, but I needed the money quickly and didn't have many other options. Overall, I was happy with the service.
    Jake Schmitt
    01 February 2023
    I was pleased with the speed of paperwork online and a pleasant percentage of loan repayment. Managers will always help you choose the best loan and solve all problems.
    Angelica Marquez
    12 November 2022
    The first experience of using online loans turned out to be simple and convenient. We quickly checked the documents and in a few minutes the money was already on the card.
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    Isabel Solana
    Faced with financial difficulties and did not know how to solve them. Suggested to pay attention to this site. It was very convenient and fast to apply for a loan and in the evening the money was credited to the account. Super!
    Josephine dela Cruz
    This is the best online loan company when compared with others. Everything is quick and clear, it concerns receipt and repayment. You can use an extension if necessary. No compulsory insurances and nice bonus system
    Teresita Flores
    The loan process is simple and hassle-free. Nice service. The next day I received the amount I needed. I will recommend the service to my friends
    Evert Jones
    I am a regular customer, I always pay my loan on time. Favorable conditions, easy repayment process
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