Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 02-2263118
Shedule 9:00 to 18:00

Amihan Philippines presents a wide array of opportunities that should enable consumers to manage financial criteria. No matter what your financial circumstance is or the need for money you have, you may handle any type of financial concerns. The primary factor is to go with the right money lender with beneficial terms and conditions and Amihan lending is what you want.

What exactly is Amihan

Amihan Philippines loan is a quite modern solution on the Philippinesn financial market. Such microfinance firms began to get repute only just some time ago and have currently developed into a great alternate option to the already present types of borrowing.

Out from the legislation point, Amihan loan is a legal company that supplies occupants with small-dollar loans from their own funds to be able to gain business benefits. MFIs relieve the everyday life in the Philippines, where residents are fed up with the economic crisis and continual boosts in the prices.

Amihan loans are probably one of the most robust solutions to poverty or any kind of financial trouble.

How Does Amihan Lending Money Firm Operate?

Amihan loans consumers is made and operates as outlined by basic rules of offering financial assistance for a charge. Below you will see the fundamental rules:

  • Public Information access. The whole information of the loan lender can be obtained on its formal website. It is openly available.
  • Clearness. A validated financial firm will not charge extra commissions and doesn’t contain disguised bills for insurance and any other services that just weren’t initially stated. Commercial secrecy just isn’t the focus here in terms of the agreements and all consumers are provided with access to the important information in the appropriate section or right before closing the agreement.
  • Fast client service. Credit institutions supply different positive aspects of receiving financial loans in a quick way. In just a matter of moments loan applications are reviewed, accepted, and you get quick funds on your account.
  • Available to all people. Due to the advent of micro-crediting, citizens receive a simple way out of tough financial occasions, while services are presented to practically all people.
  • Loan parameters
    • Loan amount
      10.000 - 20.000 PHP
    • Interest rate
      0,27% per day
    • Term
      91 - 360 days
    • Age
      18 - 56 years

    Amihan vs Banking Institutions

    Initially, Amihan is simply not a physical company and offers solely digital services. Its services let you receive a loan via the Internet just from your own home. In addition, you may also obtain loanable finances through the Amihan app.

    Second, it provides very good client service. It will not discuss unpleasant things, doesn’t get in touch with the administration and loved ones. In case you have ever before got credit means in a banking institution, you will be quite shocked by the peculiar services at Amihan loan app.

    And finally, the firm is characterized by fast services. The Amihan Loan Solutions will upload your money in around fifteen minutes. There is no more necessity to gather piles of legal documents for weeks and wait for a conclusion for several days.

    Who Can Get a Amihan?

    Loyalty propels pretty much every demand of this MFI. It shows the person. In addition, there aren’t any special conditions for social status or age category.

    Full legal age locals are qualified to borrow funds:

  • Officially working;
  • retired persons;
  • students are also qualified for loans.
  • When Should You Use Online Loans?

    The following are the situations when it is really worth making use of the lending services of the Amihan:

  • retard in wages and deficiency of resources for daily residing costs (such as for example fare, food, or medication);
  • there were sudden expenses in the time of rest, business travel, etc.;
  • you will need to cover any purchase or product, but it is not actually possible to pay for just now;
  • you have a terrible credit history. A great way to restore your awful credit score is to periodically take loans from microfinance institutions and return them by the due date. In accordance with the Amihan loan review, stipulations and sums do not really matter. The foremost factor is the well-timed shutting of the loan.
  • In most cases, such crisis situations will need quick actions, and virtual credits come to the rescue.

    Benefits of Amihan Loans Online

  • You get the money you necessitate that you can easily payback in terms specifically if you live paycheck to paycheck.
  • The brief period (about 30 days) allows you to shut down the lending immediately after you receive your wage.
  • Ability to dispose of dollars at your discretion. When you get bucks in your profile, you may do anything you want. It really is comparable to the internet customer bank card.
  • Transparent conditions without extra commissions. Thanks to a loan calculator, you can certainly identify the amount of accumulated interest and the repayment day right before applying.
  • Profitable loyalty program for clients. Sometimes, you could get your first credit at a low-interest rate. And so, you will not spend additional money on payment.
  • Provision of services is accessible 24 hours. Make an application for a loan any time you might need. Your credit submission will be automatically reviewed and subsequently, after affirmation, you will receive your dollars on your banking account.
  • Guidelines for Applying for a Digital Credit at Amihan

    You can prepare a credit application by the means of the calculator, you will probably need to select the amount of cash you need, the repayment period, and subsequently after that to just click on “Get Money”. Right away you will find out the interest accrued. When you have a promotional code, do not forget to enter it to get lending at a smaller rate.

    Go through the rules and the public offer prior to signing up. Right after that you should approve the rules, give your concur for processing of private data and access to your credit record.

    Grant the essential information in the registration form. Add a payment card of any Filipinos financial institution. Pursuing the recommendations, complete the confirmation. Keep in Mind: mistakes and fake data in the form can cause being rejected.

    Hang on right until you will be given a decision on your credit submission.

    Properly look over the lending deal in your account. Agree to the conditions and confirm the deal.

    Soon after the credit agreement is verified, you will get your dollars straight to your banking card from the Amihan. You will additionally receive the duplicate of the lending commitment in your mailbox which was selected as registered.

    Hints & Tips for Amihans Loanees

    When managing your loan, especially with services like Amihan Loan Solutions, a well-known microfinance organization, it’s important to keep a few key things in mind. First and foremost, try to avoid deferring your payment until the last day. There’s always a risk that your transaction could be delayed or even canceled, which can lead to unnecessary stress and potential penalties.

    Amihan provide helpful features to assist you in these situations. For instance, if you find yourself unable to reimburse the loan on time, it’s wise to utilize the extension service offered. This can provide you with some extra breathing room to manage your finances without the immediate pressure of looming deadlines.

    Additionally, consider the option to close part of the loan if you’re unable to pay the full amount. This strategy can be particularly effective as the interest in such cases is usually calculated solely on the outstanding loan debt. By partially closing your loan, you reduce the principal amount, and consequently, the interest charged will be on the reduced balance.

    Remember, Amihan was designed to assist in making financial management more accessible and manageable. Utilizing these features and services can help you navigate through periods of tight financial situations more effectively. Always stay proactive about your loan management to maintain a healthy financial status.

    Michael Dumaloan | Modified date: July 02, 2023

    Amihan reviews

    Maria Santos
    27 March 2024
    Applying for a loan online was incredibly convenient and fast. Everything went smoothly!
    Maria Rivera
    15 December 2023
    Thanks to this service, I was able to quickly solve my financial problems. The loan process was easy and fast, which is a big plus.
    16 November 2023
    As someone who's always on the go, finding a convenient loan service is crucial for me. Amihan has been a game changer. The online application was a breeze – no paperwork, no long queues. The digital process is not only efficient but also secure, which gave me peace of mind. What sets Amihan apart for me is their transparency in terms of fees and charges. The interest rates are reasonable, and there are no hidden costs involved. The app itself is user-friendly, allowing me to track my loan and repayment status easily. Additionally, the option to extend the repayment period through the app is a feature I found particularly beneficial. Amihan's commitment to providing quick, accessible, and transparent loan services is commendable. I highly recommend it to anyone looking for a stress-free loan experience in the Philippines.
    Martin Rogahn
    04 October 2023
    Amihan loan app is a reliable and effective way to receive money. My application was successful and I am pleased with the result.
    Luigi Kulas
    22 July 2023
    The application was completed in a few minutes, and the money was credited to the account instantly. It was just magic!
    Tavares McLaughlin
    05 July 2023
    Thanks to this loan service, I was able to cope with the financial situation. Very pleased with the fast and successful execution.
    Captain Morgan
    16 June 2023
    Amihan payday loan service provided me with the funds I needed to cover urgent expenses between paychecks. The simple application process and quick approval ensured that I received the funds within a short timeframe, allowing me to address my financial obligations promptly.
    22 May 2023
    As anOWF, I needed a reliable online loan service that understood my unique circumstances. Amihan proved to be the perfect choice. They offered competitive interest rates and flexible repayment options that catered to my financial capabilities. The online application process was straightforward, allowing me to secure the funds I needed efficiently, even while being abroad.
    06 March 2023
    I had a good experience using Amihan to get a loan. The process was fairly easy and I was able to get the money I needed quickly. The only downside was the interest rate, which was a bit higher than I expected.
    Morgan Pollich
    21 January 2023
    Loans are issued around the clock. Everything was transparent. I took a regular loan without collateral. Closes without problems.
    Gabriel De guzman
    23 October 2022
    I use not the first time. Convenient conditions for obtaining a microloan.
    Fast and Easy Loans Online
    Fast and Easy Loans Online
    Ready? Get it only in 5 minutes!


    Arlo Chavez
    I filled out the loan app quickly, after 20 min I received a message that ₱7000 were approved. The first loan was interest-free. Settled with them, raised the limit. I like it!
    Janet Halvorson
    I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
    Mark Dizon
    Clear work, very quick issue of money. The hotline has polite people who are ready to help you deal with the problem. Recommend.
    Marilyn Garcia
    Convenient and understandable service for obtaining online loans. Very helpful in difficult times.
    Apply Now

    Applying does NOT affect your credit score!

    No credit check to apply.