Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 20+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: (02) 808-8388
Shedule 9:00 to 18:00

Cashalo Philippines provides rapid and simple solutions to financial issues. Regardless of your risky financial condition or desire, you may receive quick funds in just a matter of minutes. All you need is to try the most suitable credit company that presents favorable conditions, and Cashalo lending is the proper option.

Lead-in to the Cashalo

Cashalo Philippines loan is a relatively new lender that complies with the general trends of the Philippinesn financial sector. These financial companies started to be popular not too long ago and as of now supply a fine choice to the current lending options.

When it comes to the laws, Cashalo loan is an approved supplier that enables individuals to get small credits with an intent to deriving gain therefrom. For the Filipinos, who have just been existing in situations of a financial crisis and a steady rise in prices, microcredit services have become comrades-in-arms and associates that can easily help you in almost any sudden circumstances.

Cashalo loans are probably one of the most beneficial solutions to poverty or almost any financial trouble.

All You Need to Get to Know About Cashalo Lending Money Organization Provision

Cashalo loans customers are formed and manages as outlined by basic rules of presenting financial assistance for a fee. Here you can find the primary guidelines:

  • Access to open information. All the data is provided to everybody on the formal entity’s website. The information is presented to the people.
  • Openness. There aren’t any extra payments or hidden fees for services delivered in a legal finance firm. All the info of the agreements is accessible to customers to get familiar themselves therewith in the suitable section or directly before entering into loan-related contact.
  • Fast client service. A prompt supply of financial services is just one of the top advantages. In only a matter of moments, loan submissions are considered, endorsed, and you gain rapid funds on your profile.
  • The simplicity of access. With the development of micro-crediting, locals obtain an easy way out of problematic financial situations, while services are accessible to pretty much everyone.

Cashalo vs Banks

First off, Cashalo works mostly via the web and isn’t geographically linked. So here you will apply for an internet-based loan without the necessity of waiting in lines. It’s also doable to get the loan via the Cashalo app.

Secondly, it offers fantastic client service. You will not feel pain for questions and you should stay confident no person will phone your family or your management. And the Cashalo loan app provides a completely different methodology in the supply of lending services than banks.

Thirdly, the company supplies rapid customer service. The Cashalo will upload your dollars in not more than 15 minutes. There’s no more need to gather stacks of papers for many weeks and wait for a conclusion for a period of time.

Cashalo Focus Audience

Criteria are focusing on customer loyalty in this lending firm. It targets persons with all of its financial content. Even though, it isn’t dictated by your age or social standing.

Full law age occupants are allowed to lend cash:

  • Legitimately employed;
  • pensioners;
  • university students.
Loan parameters
  • Loan amount
    1.000 - 10.000 PHP
  • Interest rate
    0,033 per day
  • Term
    15 - 45 days
  • Age
    20+ years

When is Online Loan Really Helpful?

Instances of situations when it’s actually worth applying to the Cashalo to swiftly get dollars on credit:

  • untimely wage and lack of cash for day-to-day expenses (meals, medicine, transportation, etc.);
  • there were unpredicted expenditures during relaxation, business travel, etc.;
  • you will need to cover order or service, but it is not feasible to cover just now;
  • you have a bad credit score. To your credit rating, you could borrow dollars from time to time and settle them back on time. Cashalo loan review research has confirmed that they really do not pay attention to the quantity you may require or stipulations. The top factor is the timely shutting of the credit.

Commonly, these emergencies call for fast actions, and digital loans come to the rescue.

Advantages of Cashalo Credits Online

  • You will be offered an optimal amount of money that might be comfortably paid back in time particularly if you need them to paycheck.
  • Specific repayment terms (up to 30 days) make it possible to repay the lending immediately after you get your wages.
  • You run your dollars as you desire. Cash will be forwarded to your profile and you may easily utilize them whatever you want. This is definitely comparable to such a popular loan service as an internet client credit card.
  • See-through terms without hidden commissions. Before you decide to submit a credit application, make use of a credit calculator to identify just how much interest amassed will probably be placed and the end of the repayment time period.
  • Lucrative loyalty system for clients. From time to time you are provided the very first loan with a decreased interest rate. Which means overpayment might be minimal.
  • Provision of services is presented 24 hours. Make an application for credit any time you will want. Your ask will be processed by the system, and right after affirmation, the funds will be sent to the bank card.

Guidelines for Applying for an Online Loan at Cashalo

You may prepare a loan submission by the way of the calculator, you will have to pick the number of bucks you wish, the payment time frame and after that to click on “Obtain Money”. And also at once, you should be able to check the interest rate. Whenever you have a promotional code, don’t forget to insert it to get a loan at a reduced rate.

Right before registration, you should familiarize yourself with the guidelines and the public offer. Approve them and consent to the operating of personal data and permission to access credit records.

Give the necessary information in the signing-up form. Add a payment card of just about any Filipinos banking institution. Pursue the instructions and confirm your identity. Remember: mistakes and untrue info in the form can bring to being rejected.

Hold on a minute till your lending submission is reviewed.

Attentively read through the lending agreement in your account. Accept the terms and conditions of the lending agreement and sign it.

Cashalo will transmit your bucks to the card soon after receiving affirmation of the lending deal. The firm will additionally send the customer a copy of the credit commitment by email, which he selected in his own account.

Example of calculating loan

Term 30 days 60 days 240 days
Loan amount ₱5000 ₱5000 ₱5000
Interest rate per day 0.01% 0.01% 0.01%
Overpayment ₱15 ₱30 ₱120
Total repayment ₱5015 ₱5030 ₱5120

Loan Submission Advice

Try not to delay until the last day to pay off the credit. Your transaction might be delayed or canceled. When there’s no probability to pay off the credit entirely, you can make an application to prolong your credit repayment time or pay it in part. In cases like this, interest is accrued only on the actual balance of the sum.

Cashalo reviews

Jose Hernandez
22 December 2023
Applying for a loan through this service went smoothly and quickly. I am grateful for the convenience and efficiency in resolving my financial issues.
Fleta Ferry
30 July 2023
I was pleasantly surprised by the speed with which my loan application was approved. Now I know where to turn in case of need.
Ma cristina soriano
20 April 2023
Si cashalo  sobrang mababait po sila ako po ilang beses po ba ako na delayed kasi nag kasakit po ako pero never po ako nakaranas ng pang haharash at yung interest at penalty nila sobrang makatao po talaga kaya bow po ako cashalo salamat po cashalo
Arnel Fernandez
28 March 2023
I needed a loan quickly and Cashalo was able to get me the money I needed in a matter of hours. I was really impressed with how fast and efficient they were.
Garett Abbott
17 January 2023
Loans are disbursed quickly. Simple and clear site. There is a possibility of early repayment of the loan. I recommend!
Hans Delos santos
11 November 2022
I use the services often when I need money before payday. Polite managers will always offer the best loan for me. It is issued quickly and has no hidden surcharges.
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Marilyn Garcia
Convenient and understandable service for obtaining online loans. Very helpful in difficult times.
Jose Cruz
I was looking for online loans and came across this site. The managers suggested the best loan for me under the terms and after 2 hours the money was already on the card.
Arlo Chavez
I filled out the loan app quickly, after 20 min I received a message that ₱7000 were approved. The first loan was interest-free. Settled with them, raised the limit. I like it!
Akmal Flores
A loan can be obtained even from a mobile phone, thanks to a convenient registration form.
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Applying does NOT affect your credit score!

No credit check to apply.