Pera Asia Asia
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number:
Shedule 9:00 to 18:00

Pera Asia Philippines provides rapid and favorable financial solutions to users to enable them to manage unanticipated expenses. No matter what circumstance you find yourself in and whatever the bucks are demanded, now you may fix troubles in mere a couple of minutes. You need to go with a financial service that meets your obligations and spending budget, therefore you will not make a mistake with the Pera Asia lending.

What is Pera Asia

Pera Asia Philippines loan is a modern organization to the financial market of Philippines. Many of these financial companies grew to be widespread just a few years ago and already offer a very good alternative to the current lending ways.

With regards to the laws and regulations, Pera Asia loan 1000 pesos is an authorized company that will allow individuals to take small credits with an objective to drawing benefit therefrom. For the Filipinos, who have recently been residing in situations of an economic crisis and a continuous increase in pricing, microcredit services have become comrades-in-arms and partners that may help you in any kind of out-of-the-blue circumstances.

Really, amongst all the approaches to get out of tough economic circumstances, a quick credit from Pera Asia is the simplest and most reasonable choice.

All You Should Know About Pera Asia Lending Money Service Provision

Pera Asia loans clients is made and works as stated by basic rules of offering financial assistance for a fee. The plain standards are:

  • The right of availability to public info. The entire information of the loan company can be obtained on its official site. It’s actually freely offered.
  • Clearness. There are not any additional payments or hidden commissions for services furnished in a legitimate finance company. All the details of the deals are offered to clients to acquaint themselves therewith in the appropriate category or before entering into a loan-related agreement.
  • Fast client service. One of the prime characteristics and exclusive bonuses of this system of getting credits is quickness. Managers swiftly review financial submissions, grant them, and spit out money.
  • Accessibility. Financial institutions open credit services to all people as an easy way to get out of poverty or unanticipated money expenses.
Loan parameters
  • Loan amount
    1.000 - 30.000 PHP
  • Interest rate
    0,8% per day
  • Term
    61 - 360 days
  • Age
    18 - 75 years

Pera Asia vs Banks

Well, very first, Pera Asia is a web-based firm and can’t be present anyplace as a traditional company. It permits you to arrange credits online, stay away from queues, and the necessity to pay a visit to offices. There’s additionally the Pera Asia app conceived for your ease.

Second, it is quite receptive to taking into consideration customers’ predicaments. You won’t really feel awkward for questions and you may stay certain no person will phone your family members or your direction. And also Pera Asia loan app presents a completely different method in the provision of financial services than banks.

Finally, the organization supplies rapid client services. At the Pera Asia, you can get dollars in not more than fifteen minutes. There’s no more need to gather stacks of papers for many weeks and wait for a determination for a few days.

Who Can Get a Pera Asia?

Conditions are focused entirely on customer loyalty in this credit firm. Their target audience is people. Also, there are not any special demands for social standing or your age.

Full law age residents are eligible to loan cash:

  • Legitimately working;
  • senior citizens;
  • university students are also qualified for loans.

When Might You Make Use of Digital Credits?

Examples of situations when it is really worth applying to the Pera Asia to speedily get funds on credit:

  • in the event, your wage installment is delayed and you might be lacking funds to undergo daily expenses (transportation, treatments, meals, or anything else.);
  • contingencies in the course of the journey and so on;
  • you should get necessary items, but don’t have enough money for them;
  • you have an awful credit rating. One of the ways to restore your dreadful credit score is to occasionally take credits from microfinance companies and refund them on time. According to the Pera Asia loan review, stipulations and amounts of money do not matter. The core factor is the timely closing of the credit.

Commonly, such cases may need fast action, so the digital loan is the most suitable approach.

Benefits of Pera Asia Credits Online

  • You get the cash you might need that you could pay off in terms especially when you live paycheck to paycheck.
  • The brief period (up to one month) will allow you to shut the lending straight after you get your wage.
  • Ability to manage bucks at your discernment. Bucks will be transferred to your account and you can easily use them whatever you prefer. This is certainly equivalent to such a widespread financial service as a virtual client credit card.
  • See-through stipulations without additional fees. Just before you submit an application for credit, use a financial calculator to check simply how much interest accumulated will probably be placed and the end of the paying period.
  • Beneficial loyalty program for customers. There are actually circumstances when MFIs provide low-interest credits to very first-time customers. And so, you will never overpay way too much.
  • Round-the-clock assistance. Submit an application for a loan every time you necessitate. Your loan submission will be automatically considered and soon after affirmation, you will get your funds on your banking account.

The Way to Get a Digital Credit in Pera Asia: Detailed Instructions

You may make a credit submission by the way of the calculator, you will need to select the number of dollars you require, the repayment time frame and after that to click “Receive Money”. You’ll immediately discover the sum of interest. Whenever you have a promotional code, don’t forget to insert it to receive a credit at a reduced rate.

Just before applying, take a look at guidelines and the public offer. Grant them and concur to the handling of private data and access to credit records.

Fill out the registration by entering the necessary data in the signing-up form. Then you can add a banking card of the Philippines. Conform to the instructions and approve your identification. Your loan will be turned down if you supply incorrect data, discrepancies, or mistakes.

Wait a moment until your lending submission is reviewed.

Look at your lending deal in your profile. Consent to the conditions and confirm the deal.

After the deal is affirmed, the Pera Asia will instantly transfer dollars to your account. You will additionally obtain the duplicate of the credit deal in your mailbox which was defined as registered.

Lending Submission Hints And Tips

Please do not delay payment until the last day. Your transmit might be delayed for technical causes. If you do not have the opportunity to repay the credit just in time, make use of the extension service or close part of the loan. In this regard, interest can be calculated purely on the outstanding loan debt.

Pera Asia reviews

Luisa Fernandez
07 June 2024
I applied for the loan online and everything went smoothly. I liked that there are no hidden fees, everything is transparent. Very comfortably!
Teresa Magbanua
06 March 2024
Customer treatment was top notch. I felt important and respected.
Antonio Reyes
05 February 2024
A convenient application for loans, everything is intuitive. I recommend!
Pedro Bautista
02 February 2024
The service support is always in touch and helped resolve all issues.
Jose Reyes
30 January 2024
I was pleasantly surprised by the interest rate and the speed of processing my application.
Patricia Tan
22 December 2023
Borrowing online through this service is fast, convenient and safe. I recommend it to anyone who needs financial help.
Francisco Rivera
07 November 2023
The loan service Pera Asia turned out to be a real salvation. I am very pleased with the efficiency and simplicity of the loan process.
Natalia Santos
17 August 2023
Pera Asia provided me with the required amount in record time. I was pleasantly surprised by the simplicity and efficiency of the process.
Budget Boss
23 March 2023
I appreciate how flexible PeraAsia is with their repayment options. They offer a variety of schedules and terms so I can find the one that works best for me.
Christy Bogan
30 January 2023
Convenient filing of documents and receiving money on a card with a good interest rate. I recommend!
Kristine Rosales
17 November 2022
I don't regret coming here. I really liked it here, here you can pay without a commission, there are no hidden services. The first loan was free, without interest. I recommend!
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Janet Halvorson
I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
Jose Cruz
I was looking for online loans and came across this site. The managers suggested the best loan for me under the terms and after 2 hours the money was already on the card.
Myrna Bautista
I use the services when I need money before payday. Polite managers will always offer the best loan for me. It is issued quickly and has no hidden surcharges.
Mark Dizon
Clear work, very quick issue of money. The hotline has polite people who are ready to help you deal with the problem. Recommend.
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