Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 21+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: (02) 88-700-700
Mon - Fri from 8 AM to 3 PM

With its years of experience in the industry, Metrobank has established itself as a top contender in providing excellent banking services to its clients. From personal to corporate banking, Metrobank offers a wide range of services that cater to your specific needs. With 730 local branches and 69 overseas offices, Metrobank Philippines is accessible to Filipinos worldwide. It is a leading banking institution that offers various financial products and services.


Founded in 1962, Metrobank is the second-largest Philippine bank by assets. It has a diversified portfolio with the widest selection of retail and commercial offerings in the country. The bank focuses on a holistic approach to banking, giving equal importance to business growth and social responsibility. Its slogan is “You’re in Good Hands,” which embodies its commitment to help Filipinos reach their financial goals.

Loan parameters
  • Loan amount
    20,000 - 1.000.00 PHP
  • Term
    12, 18, 24, or 36 months
  • Interest rate
    1.25% - 1.75%
  • Age
    21 to 65 years old

Overview of Metrobank

Metrobank is one of the leading banks in the Philippines, offering a wide range of financial services to its customers. Established in 1962, Metrobank has been providing quality banking services to the people of the Philippines for over 50 years. With a mission to be the premier universal bank in the country, Metrobank has been consistently delivering innovative financial solutions to its customers.The bank was founded by George Ty, who had a vision of creating a bank that would provide world-class banking services to the people of the Philippines. Today, Metrobank is one of the largest and most trusted banks in the country, with over 950 branches nationwide and a strong presence in the Asia-Pacific region.

Over the years, Metrobank has received numerous awards and accolades for its excellent service and commitment to its customers. In 2019, the bank was named as the Best Bank in the Philippines by Global Finance Magazine, a testament to its commitment to providing quality financial services to its customers.

In addition, Metrobank has also been recognized for its corporate social responsibility initiatives. The bank has a strong commitment to giving back to the community and has launched several programs to support education, health, and the environment.

One notable achievement of Metrobank is its partnership with the Department of Education in the Philippines to provide financial education to students. The bank has also launched a program to provide financial assistance to micro and small businesses in the country, helping to promote economic growth and development.

Products and Services

Metrobank Philippines is one of the most trusted and reliable banking institutions in the country. With over 50 years of experience in the industry, this bank has always been at the forefront of innovation and has consistently provided its customers with top-notch services and products.When it comes to products and services, Metrobank has a wide range of options that cater to the diverse needs of its clients. These include savings accounts, loans, credit cards, and many more. Here are some of the standout features of these offerings:

Savings Accounts

Metrobank offers a variety of savings accounts, each with unique features and benefits. For instance, their Passbook Savings account offers the convenience of having a physical passbook for monitoring transactions, while their Metrobank Fun Savers Club account is perfect for kids who want to learn the value of saving money.


Whether you need a personal loan to cover unexpected expenses or a home loan to finance your dream house, Metrobank has got you covered. They offer a range of loan options with flexible payment terms and competitive interest rates. One of their standout features is their online loan application process, which allows customers to apply for a loan from the comfort of their own homes.

Credit Cards

Metrobank also offers a wide range of credit cards that cater to different lifestyles and financial needs. Their Platinum Mastercard, for instance, offers exclusive perks and rewards for high-spending customers, while their M Free Mastercard is perfect for those who want to enjoy the benefits of having a credit card without any annual fees.

Other Products and Services

Aside from savings accounts, loans, and credit cards, Metrobank also offers other products and services such as insurance, investments, and foreign exchange. Their Metrobank Dollar Mastercard, for instance, allows customers to make purchases in US dollars without the hassle of currency conversion fees.

  • Extensive Branch Network: Metrobank boasts a wide network of branches across the Philippines, making it easily accessible to customers in various locations.
  • Digital Banking Solutions: Metrobank offers a range of digital banking solutions, including online banking, mobile banking, and the Metrobank Mobile App, providing convenience and accessibility to customers for managing their accounts and transactions anytime, anywhere.
  • Personalized Service: Metrobank emphasizes personalized service, ensuring that customers receive tailored assistance and guidance from their dedicated relationship managers to meet their unique financial needs.
  • Competitive Loan Products: Metrobank provides a range of loan products, including personal loans, home loans, auto loans, and business loans, with competitive interest rates and flexible repayment terms, helping customers achieve their financial goals.
  • Rewards and Promotions: Metrobank offers various rewards programs and promotions, such as credit card rewards, travel privileges, and exclusive discounts at partner merchants, enhancing the overall banking experience for its customers.
  • Corporate Social Responsibility: Metrobank actively participates in corporate social responsibility initiatives, supporting community development, education, health, and environmental sustainability projects, demonstrating its commitment to giving back to society.
  • Limited Accessibility in Remote Areas: While Metrobank has a wide branch and ATM network, its accessibility may be limited in remote or rural areas of the Philippines, which can pose challenges for customers residing in those locations.
  • Fees and Charges: Like any financial institution, Metrobank charges various fees and charges for certain transactions and services. Customers need to be aware of these fees and ensure they understand the terms and conditions associated with their accounts and services.
  • Strict Requirements for Loan Approval: Metrobank may have stringent eligibility criteria and documentation requirements for loan approvals, which can make it challenging for some individuals to qualify for loans.
  • Interest Rates: The interest rates on certain products, such as loans and credit cards, may be relatively higher compared to other banks or financial institutions in the Philippines. It is important for customers to carefully review and understand the interest rates before availing these products.


Metrobank Philippines branches are located nationwide that cater to the financial needs of individuals and businesses alike. They provide a wide range of banking services from credit cards, deposits and loans to remittances and other financial investments. The bank also offers various business solutions like cash management and credit cards for SMEs. The Metrobank Group has a consolidated network of more than 2,300 ATMs; over 950 domestic branches; and 30+ foreign branches, offices and subsidiaries (New York, London, Hong Kong, Singapore, Tokyo, Osaka, Shanghai and Guam).

MetroBank’s mission is to “Build a better world by providing excellent service and financial innovation.” This statement reflects the bank’s dedication to its customers, employees, shareholders and other stakeholders. It also reflects the company’s values and principles that are based on international best practices like sound work ethics and careful planning.

As one of the largest Philippine banks, it offers a complete suite of banking and financial products and services to consumers and corporate clients. The bank provides consumer loans such as car, mortgage and personal; SMEs financing including working capital, equipment and technology; and remittance services. It also offers investment, trust and corporate banking.

The bank’s regular branches are open Monday to Friday from 8 AM to 3 PM except on holidays. However, there are some branches with Saturday schedule for withdrawal and deposit transactions and bills payment. The list of these branches is usually announced by the bank.

Digital Banking

Metrobank, one of the largest and most trusted banks in the Philippines, is leading the way in digital banking. The bank has been providing innovative digital services to its customers, making banking more convenient and accessible than ever before.Metrobank’s digital banking services include online banking, mobile banking, and ATM services. These services are designed to make banking easier and more convenient for customers, allowing them to manage their finances from anywhere, anytime.

Digital Banking

Online banking is one of the most popular digital services offered by Metrobank. With online banking, customers can check their account balances, view their transaction history, pay bills, transfer funds, and even apply for loans. Metrobank’s online banking platform is user-friendly and easy to navigate, providing customers with a seamless banking experience.

Mobile banking is another popular digital service offered by Metrobank. With the Metrobank Mobile Banking App, customers can access their accounts on their smartphones or tablets. The app allows customers to check their balances, transfer funds, pay bills, and even deposit checks using their mobile devices.

ATM services are also an important part of Metrobank’s digital offerings. With the bank’s extensive ATM network, customers can withdraw cash, transfer funds, and even pay bills. Metrobank’s ATMs are equipped with the latest technology, ensuring that customers can access their accounts securely and conveniently.

In addition to these services, Metrobank has recently launched several new digital banking innovations. One of the most notable is the bank’s AI-powered chatbot, which allows customers to get answers to their banking questions quickly and easily. This chatbot is available 24/7, making it a convenient way for customers to get the information they need.

Metrobank has also introduced biometric authentication for its mobile banking app. This feature allows customers to log in to their accounts using their fingerprints or facial recognition, making the login process quicker and more secure.

Overall, Metrobank’s digital banking services are making banking more convenient and accessible for customers. With its user-friendly online banking platform, mobile banking app, and extensive ATM network, Metrobank is helping customers manage their finances with ease. And with its recent digital innovations, the bank is positioning itself as a leader in the digital banking space in the Philippines.

Community Involvement

Metrobank Philippines is a prominent financial institution that has not only been a leader in banking services but also in community involvement. The brand has made it a priority to give back to the community through various initiatives and partnerships with non-profit organizations.One of Metrobank’s notable community involvement programs is the Metrobank Foundation, which was established in 1979. The foundation is committed to recognizing and rewarding individuals and institutions that have made significant contributions to their respective fields and communities. Through the Metrobank Foundation, the brand has been able to honor outstanding teachers, soldiers, and police officers, among others.

Another notable initiative that Metrobank has been involved in is the Gawad Kalinga project. This is a social enterprise that aims to end poverty by building sustainable communities. Metrobank has partnered with Gawad Kalinga to build numerous homes for underprivileged families across the country. The brand has also been involved in various community development programs, such as providing support for education and livelihood programs in impoverished areas.

Apart from these initiatives, Metrobank has also been involved in numerous charitable efforts. One of the brand’s most notable charitable programs is the Metrobank Foundation’s Bags of Blessing program. This program provides food and other essential items to underprivileged families during the Christmas season. The brand has also been involved in disaster relief efforts, such as providing aid to victims of natural calamities like typhoons and earthquakes.

In addition to these programs, Metrobank has also been recognized for its commitment to sustainable business practices. The brand has implemented various environmental initiatives to reduce its carbon footprint and promote sustainable development. Metrobank has also been recognized for its efforts to promote financial literacy among Filipinos through various educational programs.

All in all, Metrobank Philippines is undoubtedly an outstanding example of a brand that is committed to community involvement. Through its numerous initiatives, partnerships, and charitable efforts, the brand has made a significant impact on the lives of countless Filipinos. It is a testament to the brand’s commitment to making a positive difference in the communities it serves and its dedication to improving the lives of Filipinos.

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Janet Halvorson
I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
Elizabeth Ramos
I often take a loan when there is not enough salary. Promotional codes are often sent to SMS and email to get a discount. This pleases me very much
Jakob Gleason
I liked everything. They approved a loan for the amount I needed on favorable terms. I\'m about to finish paying.
Antonio Gonzales
I have heard many reviews about the company and only positive ones. Fast clearance, friendly staff. Permanent promotions and pleasant bonuses. If there is no time to come to the office, you can apply for a personal card through the mobile application.
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