Halika Cash

https://loansonlineph.com/Halika Cash
Easy to apply
4.6/5
Approval time
3.6/5
No hidden condition
4.9/5
Renewal rules
4.8/5
Service quality
4.3/5
Customer support
3.6/5
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Credit or Debit card
Contact information
Phone number: No available phone number
Shedule 24/7
Mon
Tue
Wed
Thu
Fri

Halika Cash Philippines is a brand that has been making waves in the financial industry. With their innovative products and services, they have been able to cater to the needs of Filipinos who are looking for quick and easy access to cash. Their commitment to providing excellent customer service has earned them a loyal following, and their reputation for being a reliable financial partner continues to grow. In this blog, you will discover more about Halika and how they are changing the game when it comes to financial solutions.

Loan parameters
  • Loan amount
    3.000 - 15.000 PHP
  • Interest rate
    0% for the first
  • Term
    91 - 181 days
  • Age
    18+ years
  • Service fee
    0% for the first transaction, up to 15% onwards

Background of Halika Cash Philippines

Halika Cash Philippines is a leading microfinance institution that has been operating in the country since 2017. Its primary mission is to provide accessible and affordable financial services to underserved communities in the Philippines.

The company was founded by a group of passionate individuals who recognized the need for a more inclusive financial system in the country. They saw how traditional banks were failing to serve the needs of small businesses and low-income households, leaving them vulnerable to predatory lenders and loan sharks. Thus, they set out to create a financial institution that would bridge this gap and empower the unbanked and underserved.

Halika’s vision is to become the go-to microfinance institution in the Philippines, recognized for its commitment to financial inclusion, social impact, and customer satisfaction. The company aims to achieve this by providing a range of financial services that are tailored to the needs of its clients, including micro-loans, savings accounts, insurance, and financial education.

Since its inception, Halika has received several awards and accolades for its outstanding performance and social impact. In 2019, the company was recognized as the “Best Microfinance Institution” by the Philippine Chamber of Commerce and Industry, and it was also awarded the “Seal of Excellence” by the Microfinance Council of the Philippines for meeting high standards of performance and governance.

Halika has also been a recipient of various grants and investments from international organizations, such as the Asian Development Bank and the World Bank. These partnerships have enabled the company to expand its reach and impact, providing more Filipinos with access to financial services and opportunities for economic empowerment.

Services Offered by Halika Cash Philippines

Halika Cash Philippines is a leading financial institution that offers a wide range of services to meet the diverse needs of its customers. Whether you need funds for personal expenses, business expansion, or unexpected emergencies, Halika has got you covered.One of the primary services offered by Halika is personal loans. These loans are designed to help individuals cover various personal expenses, such as medical bills, home repairs, or education fees. To qualify for a personal loan, you need to be a Filipino citizen, at least 21 years old, and have a stable source of income. The loan amount, interest rate, and repayment terms will depend on your credit score and financial capability.

In addition to personal loans, Halika also offers business loans to help entrepreneurs grow their businesses. Whether you need funds for inventory, equipment, or marketing, Halika can provide you with the necessary capital. To qualify for a business loan, you need to have a registered business with a valid business permit, at least two years of profitable operations, and a good credit score. The interest rate and repayment terms will depend on the loan amount and the risk level of your business.

Another popular service offered by Halika is credit lines. Credit lines are revolving credit facilities that allow you to access funds whenever you need them. This type of service is ideal for individuals or businesses that have fluctuating cash flows or need to manage unexpected expenses. To qualify for a credit line, you need to have a good credit score and a stable source of income. The interest rate and repayment terms will depend on the amount of credit you use and the repayment schedule.

Halika also offers other financial services, such as insurance, money transfer, and bill payment. These services are designed to help you manage your finances and protect your assets. To use these services, you need to register with Halika and provide the necessary documentation.

When it comes to fees, interest rates, and repayment terms, Halika aims to provide transparent and competitive rates. The exact fees and rates will depend on the type of service you choose and your creditworthiness. Halika also offers flexible repayment terms, allowing you to choose the repayment schedule that works best for you.

Pros
  • Quick and easy loan application process.
  • Available for both Android and iOS devices.
  • No collateral required.
  • High loan approval rates.
  • Flexible loan terms and repayment options.
Cons
  • Limited loan amounts for first-time borrowers.
  • Late payment penalties.
  • Limited customer support options.
  • Requires a stable internet connection for loan application.

Benefits of Using Halika Cash Philippines

Halika Cash Philippines is a lending platform that is making waves in the lending industry today. With its user-friendly interface and flexible loan options, Halika is fast becoming the go-to lending platform for people who need quick cash without the hassle of traditional loan application processes.

Here are just a few of the benefits of using Halika Cash Philippines:

  1. Fast and Convenient Loan Application

    The loan application process with Halika is fast and convenient. Borrowers can apply for a loan using their mobile phones or computers, and the application process only takes a few minutes to complete. This is a far cry from traditional loan application processes that can take days, or even weeks, to complete.

  2. Flexible Loan Options

    Halika offers flexible loan options that cater to different types of borrowers. Whether you need a small amount of cash for a short period or a larger amount for a longer period, Halika has loan options that can meet your needs.

  3. Competitive Interest Rates

    Halika offers competitive interest rates that are lower than those of traditional lenders. This means that borrowers can save money on interest payments and have more money to use for other things.

  4. No Hidden Fees

    Halika is transparent about its fees and charges. There are no hidden fees or charges, which means that borrowers can be sure that they are getting the best deal possible.

  5. Quick Loan Disbursement

    Once a loan application is approved, Halika disburses the loan quickly. This means that borrowers can get their hands on the cash they need in no time.

  6. Customizable Repayment Terms

    Halika offers customizable repayment terms that cater to different borrower needs. Borrowers can choose the repayment term that works best for them and adjust it as needed.

Halika’s services can benefit different types of borrowers, including:

  1. Small Business Owners

    Small business owners who need quick cash to keep their businesses afloat can benefit from Halika’s fast and convenient loan application process. With Halika, they can get the cash they need to keep their businesses running smoothly without the hassle of traditional loan application processes.

  2. Salaried Employees

    Salaried employees who need cash for emergencies or unexpected expenses can benefit from Halika’s flexible loan options. They can choose a loan option that suits their needs and repay it on their terms.

  3. Freelancers and Self-Employed Individuals

    Freelancers and self-employed individuals who need cash to fund their projects or pay their bills can benefit from Halika’s customizable repayment terms. They can adjust their repayment terms as needed and repay their loans on their own terms.

In conclusion, Halika Cash Philippines is a lending platform that offers fast and convenient loan application processes, flexible loan options, competitive interest rates, no hidden fees, quick loan disbursement, and customizable repayment terms. These benefits can benefit different types of borrowers, including small business owners, salaried employees, freelancers, and self-employed individuals. Halika has helped many people in the past, and it can help you too.

Halika Cash reviews

TL
Tomas Lopez
15 November 2023
Taking a loan online through this service was a real gift. I am very pleased with the simplicity of the process and the speed of receiving funds.
JH
Jaeden Harber
05 August 2023
Fantastic service from Halika Cash!
AC
Annalise Champlin
27 July 2023
When an unexpected medical emergency came up, Halika Cash was my lifeline. The quick approval process and minimal requirements were beyond convenient.
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Testimonials

Dizon Masangkay
When there is not enough money to pay, then you have to apply for a loan. The site is very helpful in making a choice. Here you can find up-to-date information and get acquainted with the creditors of the Philippines
Jakob Gleason
I liked everything. They approved a loan for the amount I needed on favorable terms. I\'m about to finish paying.
Mark Dizon
Clear work, very quick issue of money. The hotline has polite people who are ready to help you deal with the problem. Recommend.
Trevion O\\\\\\\\\\\\\\\'Reilly
You lend around the clock. The layout is transparent. I took out a regular loan with no collateral. Closes without problems.
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