My Cash Cash
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 21+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: (‎‎02) 781-0926
Shedule 9:00 to 18:00

My Cash Philippines supplies a wide range of opportunities that might aid consumers to cope with financial obligations. No matter what your financial situation is or the necessity for funds you have, you might overcome just about any financial issues. You just have to use a suitable lending provider that presents beneficial terms and conditions, and My Cash lending is a great choice.

In a Few Words About My Cash

My Cash Philippines loan is a new service to the financial market of Philippines. In a couple of years, many of these MFIs have highly progressed and are nowadays supplying a lot better solutions than all of the well-known borrowing ways.

When it’s about legislation, My Cash loan is a legitimate company that provides consumers a possibility of a loan from their own money with the intent to generate a profit. For the Filipinos, who have just been living in situations of an economic crisis and a continuing rise in pricing, microcredit services have become comrades-in-arms and companions that will certainly help you on any kind of sudden occasion.

My Cash loans are probably one of the most efficient solutions to poverty or all financial trouble.

Standards of Operating of the My Cash Lending Money

The work of My Cash loans lies in simple and logical standards – it offers crisis financial assistance for a particular fee. Right here are their prime regulations:

  • The right of availability to open info. Complete data of the lender can be found on its formal site. The information is provided to the public.
  • Transparency. At an authorized MFI you will be supplied with financial services without any additional service payments or disguised fees. Business secrecy seriously is not the subject here with regards to the contracts and all customers are supplied with access to the data in the associated section or before concluding the agreement.
  • Swift service. Quick provision of lending services is one of the principal benefits. Managers rapidly check financial applications, accept them, and spit out bucks.
  • Simple access. Finance firms open up financial services to everyone as a way to take out of poverty or sudden financial charges.
Loan parameters
  • Loan amount
    2.000 - 25.000 PHP
  • Interest rate
    0,8% per day
  • Term
    7 - 30 days
  • Age
    21 - 70 years

Difference Between My Cash and Banking Institutions

So, very first, My Cash is a web-based organization and cannot be located anyplace as a traditional organization. So here you can make an application for web lending without the necessity of standing in lines. There is even the My Cash app organized for your ease.

Second, it presents superior client service. It does not discuss unpleasant things, doesn’t get in touch with the management and relatives. If you have ever before gained lending means in a bank, you should be quite pleased by the peculiar services at My Cash loan app.

Thirdly, the company offers rapid customer service. The My Cash will upload your bucks in just about fifteen minutes. You don’t need to pick up documentation and wait for many months to find out whether the loan is authorized.

Who is Approved for Lending at My Cash?

Requirements are centered on client loyalty in this lending company. It targets people with all of its financial content. At the same time, you don’t see any particular requirements for social standing or age.

Money is presented to all residents of full age:

  • Legitimately employed individuals will be able to get funds;
  • senior citizens;
  • for students it is also possible to obtain loanable money.

When Can You Try Online Credits?

Examples of situations when it can be profitable to apply to the My Cash to swiftly receive dollars on credit:

  • untimely salary and lack of dollars for day-to-day costs (food, health care, transportation, etc.);
  • there were unexpected expenditures in the time of relaxation, business trip, etc.;
  • there is an immediate need to pay for any purchase or services;
  • credit history does not permit you to take lending for the requested sum. To your credit history, you can possibly borrow funds from time to time and reimburse them back at a certain time. In accordance with the My Cash loan review, stipulations and amounts of money do not really matter. The key element is the on-time closing of the credit.

As a rule, there’s no time at all to lose on these occasions, thus online credit is the right pick.

Digital Lending My Cash Strengths

  • You receive the dollars you necessitate that you can pay off in terms particularly if you live paycheck to paycheck.
  • Definite paying terms (about a month) enable it to be possible to return the loan immediately after you get your salary.
  • You run your cash as you like. In case you get bucks in your profile, you can do whatever you desire. This is definitely comparable to such a widespread loan service as a digital consumer bank card.
  • See-through terms and conditions without additional fees. Well before making an application for credit, you should make use of a loan calculator to estimate the accumulated interest and the due date of return.
  • Profitable loyalty program. Periodically you’re granted your first credit with a decreased interest rate. As a result, you won’t spend excess cash on repayment.
  • Around-the-clock assistance. Loaning services are presented to consumers any moment, day or night. Your application will be reviewed and cash will be credited to you as soon as you are endorsed.

Tips to Get a Digital Credit in My Cash: Detailed Guidelines

You might create a lending submission by the way of the calculator, you will probably need to pick the sum of dollars you wish, the refund period, and after that to press on “Get Money”. You’ll instantly know the volume of interest. In case you have a promotional code, make sure to input it to obtain lending at a lower rate.

Prior to registration, you ought to get the hang of the standards and the public offer. Next grant the regulations and agree to handle personal data and permission to access the credit history.

Fill out the registration by typing in the required data in the signing-up form. Add a payment card of any Filipinos bank. Comply with the recommendations and approve your identity. Your credit can be rejected whenever you provide imprecise details, inconsistencies, or errors.

Wait for the decision on the submission.

Look at your lending agreement in your account. Agree to the stipulations and confirm the deal.

Right after the loan agreement is affirmed, you will get your funds straight to your banking card from the My Cash. You will even obtain the duplicate of the credit commitment in your email which was specified as registered.

Recommendations & Tips for Loanees

Really don’t wait until the last day to pay back the loan. Your transfer could possibly be postponed for tech causes. If you do not have time to reimburse the credit on time, use the elongation service or close up part of the credit. In this regard, interest will be calculated strictly on the outstanding loan debt.

My Cash reviews

Philip Soriano
26 October 2022
I am a regular customer, I always pay my loan on time and get favorable conditions for loans online. Favorable conditions, simple registration process
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Nelson Delos Reyes
At first I was suspicious, but what to do, money is needed. I asked everything in the chat so that there would be no unpleasant surprises. I took it back, there were no problems, but of course I had to pay for the use. It seems that it was under...
Evert Jones
I am a regular customer, I always pay my loan on time. Favorable conditions, easy repayment process
Mark Dizon
Clear work, very quick issue of money. The hotline has polite people who are ready to help you deal with the problem. Recommend.
Rosita Salazar
All at the highest level. In my case, it is faster to contact AlLoansOnline than to friends or relatives
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