Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Credit or Debit card
Contact information
Phone number: -
Shedule -

TendoPay has been making waves in the Philippines’ financial technology industry as a promising player in the market. With its innovative solutions, TendoPay has captured the attention of many Filipinos looking for a more accessible and convenient way to make purchases and manage their finances. The company’s commitment to providing a seamless and hassle-free experience has earned it a loyal following among its users. In this article, we will delve deeper into TendoPay’s offerings and explore why it has become a popular choice for many Filipinos.


How does TendoPay work?

Applying for TendoPay is easy and convenient. Customers can apply through their partner merchants’ websites or through TendoPay’s website. Once the application is approved, customers can start using the platform right away to make purchases. TendoPay offers a simple and straightforward process that is designed to make the customer’s life easier.

To use TendoPay, customers can select the installment option at the checkout page. They will then be asked to provide some basic information such as their name, address, and contact details. After that, they will need to choose the payment schedule that works best for them. TendoPay offers flexible payment schedules that range from 30 days up to 12 months.

Customers can use TendoPay to make purchases from a wide range of partner merchants, including online stores, physical stores, and service providers. TendoPay partners with reputable merchants to ensure that customers get quality products and services. By using TendoPay, customers can enjoy the convenience of buying what they need without worrying about the full payment upfront.

When it comes to repayment terms and conditions, TendoPay offers flexible options that are tailored to each customer’s needs. Customers can choose to pay in weekly or monthly installments, depending on what works best for them. TendoPay charges a low interest rate of 3.5% per month, which is much lower than other payment options in the market.

TendoPay also offers customers the option to prepay their installments without any penalty fees. This means that customers can pay off their installments earlier than scheduled if they have the means to do so. Customers can also monitor their payments and balances through their TendoPay account, making it easy to stay on top of their finances.

Loan parameters
  • Loan amount
    2.000 - 30.000 PHP
  • Interest rate
    0.5% per day
  • Term
    15 - 90 days
  • Age
    18+ years

Who can use TendoPay?

First and foremost, to use TendoPay, you must be a Philippine resident with a valid ID. You must also be at least 18 years old and have a stable source of income. TendoPay uses a sophisticated algorithm to determine whether or not an applicant is eligible for installment payments. The algorithm takes into account various factors such as credit history, income, and financial stability.

TendoPay is primarily targeted at individuals who are unable to pay for their purchases in full upfront. This includes individuals who have low credit scores or no credit history, as well as those who have limited access to credit options. TendoPay’s installment payment option provides these individuals with a flexible payment solution that works for their budget.

TendoPay also caters to the needs of underserved communities in the Philippines. According to a report by the World Bank, more than 70% of Filipinos do not have access to formal financial services. This means that they are unable to access credit from traditional banks and financial institutions. TendoPay addresses this issue by providing a payment option that is accessible to everyone, regardless of their credit history.

TendoPay is committed to serving the underserved communities in the Philippines. The company’s mission is to create financial inclusion and provide access to credit for everyone. By offering installment payments, TendoPay is making it possible for people to purchase goods and services that they otherwise would not be able to afford.

  • Quick loan disbursement
  • No collateral or credit history required
  • Flexible repayment terms
  • Only available to employed individuals with regular income
  • Late repayment fees and penalties can be high

The partner merchants of TendoPay and the products and services they offer

TendoPay’s partner merchants include big names in retail, tech gadgets, home appliances, travel and leisure, and more. Some of its top partner merchants are Lazada, Shopee, Samsung, Xiaomi, Macbook, GoPro, Acer, HP, and Asus. These merchants offer a range of products and services from electronics, appliances, fashion, beauty, home and living, travel packages, and more.

For customers, TendoPay’s payment solution is hassle-free and convenient. They can purchase products and services without paying upfront and can avail themselves of flexible payment terms that suit their budget and lifestyle. Customers can choose from a range of payment options, including a 30-day interest-free period, installment plans of up to 24 months, and revolving credit lines.

For merchants, partnering with TendoPay provides several benefits. Firstly, it helps merchants drive sales and increase revenue. With TendoPay’s payment solution, customers can buy more products and services, which translates to more transactions and profits for merchants.

Secondly, TendoPay’s payment platform is easy to integrate with any e-commerce or point-of-sale (POS) system. This means that merchants can start accepting TendoPay payments quickly and easily, without any additional costs or setup fees.

Thirdly, partnering with TendoPay helps merchants attract more customers. TendoPay’s payment solution is designed to cater to a wide range of customers, especially those who may not have access to credit cards or prefer not to use them. This means that merchants can tap into a new customer base and increase their reach and visibility.

Finally, TendoPay provides merchants with access to valuable customer data and insights. Merchants can use this data to better understand their customers’ preferences and behavior, which can help them improve their marketing and sales strategies.

One of the ways TendoPay is making a significant impact is by providing affordable installment plans to its customers. This allows more people to access credit and purchase items they need, which in turn helps stimulate local businesses. TendoPay’s flexible payment options make it possible for individuals to make purchases that they would otherwise not have been able to afford. This increased purchasing power leads to more sales for retailers and helps boost the local economy.

TendoPay’s impact is far-reaching, with a particular focus on underserved communities. Many individuals in these communities are unable to access traditional credit options, which can prevent them from starting businesses or making major purchases. TendoPay’s approach to credit is inclusive, making it possible for more individuals to access credit and improve their financial standing.

The social impact of TendoPay cannot be overstated. By providing access to credit to individuals who are typically underserved, TendoPay is helping to reduce poverty levels in the Philippines. This, in turn, leads to more stable communities and a more prosperous society.

Moreover, TendoPay’s approach to credit is also helping to promote financial literacy. Through its educational initiatives, TendoPay is helping individuals better understand how to manage their finances, make informed financial decisions and avoid predatory lending practices.

In conclusion, TendoPay’s impact on the Philippine economy is significant. By providing access to credit to underserved communities, TendoPay is helping to stimulate the local economy and promote financial stability. Its innovative approach to credit is making a real difference in the lives of many Filipinos, and its future looks bright.

TendoPay reviews

Marissa Sandoval
06 November 2023
TendoPay turned out to be a real salvation for me. Fast approval and transparent process - exactly what I needed.
Alfonso Ong
04 November 2023
I am very pleased with the result of the loan through this service. The application process was surprisingly simple and the money arrived quickly.
Adolph Mann
04 August 2023
I was pleased with the speedy approval of my loan application. The service is really efficient and reliable.
Gracie Ondricka
21 July 2023
This loan service has saved me a lot of time and nerves. Simple design and successful result.
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Mark Dizon
Clear work, very quick issue of money. The hotline has polite people who are ready to help you deal with the problem. Recommend.
Josephine dela Cruz
This is the best online loan company when compared with others. Everything is quick and clear, it concerns receipt and repayment. You can use an extension if necessary. No compulsory insurances and nice bonus system
Antonio Gonzales
I have heard many reviews about the company and only positive ones. Fast clearance, friendly staff. Permanent promotions and pleasant bonuses. If there is no time to come to the office, you can apply for a personal card through the mobile application.
Akmal Flores
A loan can be obtained even from a mobile phone, thanks to a convenient registration form.
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