Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Credit or Debit card
Contact information
Phone number: ---
Shedule Available for use 24/7

Looking for a reliable and convenient way to get a loan in the Philippines? Look no further than Mocasa! This innovative online lending platform is changing the game when it comes to accessing the funds you need, when you need them. With a user-friendly interface and a range of loan options to choose from, Mocasa makes it easy to get the financial support you require, without the hassle or stress that can come with traditional lending institutions. Find out more about how Mocasa can help you achieve your financial goals today!


What are the benefits of a Mocasa loan?

Mocasa is an online loan provider in the Philippines that offers a wide range of loan options to suit different needs. With Mocasa, you can get the funds you need to finance your personal or business expenses without having to worry about high-interest rates, long application processes, and strict eligibility requirements. In this blog post, we will explore the benefits of taking out a loan with Mocasa and why it is a great option for those in need of financial assistance.Flexible Repayment Terms

One of the biggest benefits of taking out a loan with Mocasa is the flexible repayment terms. Mocasa understands that everyone’s financial situation is different, which is why they offer a variety of repayment terms to suit your needs. You can choose to repay your loan in monthly, bi-weekly, or weekly installments over a period of 3 to 12 months. This allows you to manage your finances more effectively and avoid defaulting on your loan.

Low-Interest Rates

Mocasa offers some of the lowest interest rates in the Philippines, making it a great option for those who want to save money on interest charges. The interest rates vary depending on the loan option you choose, but they are always competitive and affordable. This means that you can get the funds you need without having to pay high-interest rates that can put a strain on your budget.

Loan parameters
  • Loan amount
    3.000 - 25.000 PHP
  • Interest rate
    max 30% per year
  • Term
    91 - 180 days
  • Age
    18+ years
  • Service fee

Easy Application Process

Applying for a loan with Mocasa is easy and convenient. You can apply online from the comfort of your own home or office, and the application process only takes a few minutes to complete. All you need to do is fill out the online application form and provide the necessary documents. Once your application is approved, you can receive your funds within 24 hours. This means that you can get the money you need quickly and without any hassle.

How to apply for a Mocasa loan?

Are you in need of a quick and easy loan in the Philippines? Look no further than Mocasa, your go-to for online loans. Applying for a Mocasa loan is simple and straightforward, so you can get the funds you need quickly and with minimal hassle.Here’s a step-by-step guide on how to apply for a Mocasa loan online:

Step 1: Visit the Mocasa website

Visit the Mocasa website at and click on the “Apply Now” button on the home page.

Step 2: Create an account

You’ll be prompted to create an account by entering your email address and creating a password. Once you’ve created an account, you can log in and start your application.

Step 3: Fill out the application form

The application form will ask you for personal information, including your full name, birthday, and contact details. You’ll also need to provide information about your employment status and income.

Step 4: Upload required documents

Mocasa will require you to upload certain documents to verify your identity and income. These documents may include a government-issued ID, proof of income, and bank statements. Make sure to review the requirements carefully before submitting your documents.

Step 5: Wait for approval

After you submit your application and documents, Mocasa will review your application and give you a decision within minutes. If approved, you’ll receive an email with the loan details and instructions on how to receive your funds.

Documents needed for the application process:

  • Government-issued ID
  • Proof of income (such as payslips or employment contract)
  • Bank statements

Mocasa offers loans ranging from PHP 3,000 to PHP 20,000 with a repayment period of 91 days to 180 days. Interest rates start at 1% per day.

One of the advantages of applying for a Mocasa loan online is the speed and efficiency of the process. You can complete the entire application process from the comfort of your own home, without having to travel to a physical location. Plus, with the quick decision time, you can have the funds you need in your account within hours.

How to manage your Mocasa loan?

Mocasa is a leading online loan provider in the Philippines that offers fast and easy access to personal loans. Whether you need funds for a medical emergency, home renovation or a dream vacation, Mocasa has got you covered. Managing your Mocasa loan is easy, thanks to the user-friendly online platform and mobile app.In this blog post, we will guide you through the steps of accessing your Mocasa account, managing your loan online, and highlight the key features of the Mocasa app. We will also discuss the various payment options available so that you can make timely repayments and maintain a good credit score.

Accessing your Mocasa account

To access your Mocasa account, you need to visit the Mocasa website and click on the ‘Login’ button. Enter your registered email address and password, and you will be taken to your account dashboard. Here, you can view your loan details, payment schedule, outstanding balance, and other important information related to your loan.

Managing your loan online

Once you have logged in to your Mocasa account, you can manage your loan online by performing the following actions:

  1. View loan details: You can view your loan details such as the loan amount, interest rate, and repayment term.
  2. Make payments: You can make payments online using your preferred payment method.
  3. View payment history: You can view your payment history and track your progress towards paying off your loan.
  4. Update personal information: You can update your personal information such as your address, phone number, and email address.
  5. Apply for a new loan: If you need additional funds, you can apply for a new loan through your Mocasa account.

Mocasa App features

Mocasa also has a mobile app that you can download from the App Store or Google Play store. Here are some of the key features of the Mocasa app:

  1. Easy application: You can apply for a loan through the app in just a few minutes.
  2. Quick loan disbursement: Once your loan application is approved, the funds are disbursed directly to your bank account.
  3. Loan calculator: You can use the loan calculator to estimate the interest rate and monthly payments for your loan.
  4. Payment reminders: The app sends you payment reminders so that you can make timely repayments and avoid late fees.
  5. Security: The app uses the latest security measures to protect your personal and financial information.
  • Fast loan approval and disbursement: MOCASA claims to process loan applications quickly, and can typically provide loan approval and disbursement within 24 hours of application.
  • Flexible loan amounts and repayment terms
  • No collateral required
  • Rewards program: MOCASA offers a rewards program for its users, which allows them to earn points for timely repayments, referrals, and other activities. These points can be redeemed for discounts and other rewards.
  • High interest rates
  • Short repayment terms
  • Limited availability
  • No physical branch

Payment options

Mocasa offers several payment options to make it easy for you to repay your loan. Here are some of the payment options available:

  1. Online payment: You can make payments online using your debit or credit card.
  2. Bank transfer: You can transfer funds directly from your bank account to Mocasa’s account.
  3. Over-the-counter payment: You can make payments at any M Lhuillier branch or Bayad Center.


Managing your Mocasa loan is easy with the online platform and mobile app. You can access your account, view loan details, make payments, and update personal information. The app offers several features such as loan calculator, payment reminders, and enhanced security. Mocasa also offers various payment options to make it convenient for you to repay your loan. Apply for a Mocasa loan today and experience hassle-free borrowing!

Mocasa reviews

Teresa Cruz
21 January 2024
Fast verification and instant money transfer. Very comfortably.
Celeste Aquino
22 December 2023
Thank you for your prompt approval of my loan application. This service was a real salvation in financial difficulties.
Felix Walter
27 October 2023
Thank you for helping me overcome my financial difficulties. Mocasa has proven to be reliable and efficient.
Maximilian Simonis
17 July 2023
The loan was processed instantly, as promised. Thank you very much for your efficiency.
Cale Okuneva
11 July 2023
Thank you for helping me solve my financial problem. The loan was completed without any hassle.
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Janet Halvorson
I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
Myrna Bautista
I use the services when I need money before payday. Polite managers will always offer the best loan for me. It is issued quickly and has no hidden surcharges.
Antonio Gonzales
I have heard many reviews about the company and only positive ones. Fast clearance, friendly staff. Permanent promotions and pleasant bonuses. If there is no time to come to the office, you can apply for a personal card through the mobile application.
Nelson Delos Reyes
At first I was suspicious, but what to do, money is needed. I asked everything in the chat so that there would be no unpleasant surprises. I took it back, there were no problems, but of course I had to pay for the use. It seems that it was under...
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