MoneyCat PH PH
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 22+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: 0919 084 2138;
0917 710 8022
Shedule 9:00 to 18:00

MoneyCat is an international finance company that offers a variety of financial solutions. Moneycat PH is an online lending company that offers a variety of personal cash loans. It provides loans on pretty favorable terms, including 0% interest for the first loan.

MoneyCat PH is a licensed financing company in the Philippines, and it complies with Philippine laws. Its online platform is user-friendly, and it has a responsive customer support team. The platform is also accessible from mobile devices, making it easy to use anytime and anywhere. In addition, its website is backed up by strong encryption to protect client information.

MoneyCat PH

Another great feature of Moneycat PH is its support system, which offers advice and assistance to clients throughout their loan cycle. The company also reminds borrowers of their repayment dates, which is a great way to keep them on track with their debts. Its convenient application and repayment processes make it an ideal choice for borrowers who are looking for a cash loan in the Philippines.

Moreover, Moneycat Financing Inc is a government-recognized financial operator in the Philippines, which means that you can trust it with your money. Its website is secure and has a SSL certificate. In addition, the company’s agents are always on hand to answer any questions you may have about its services.

Loan parameters
  • Loan amount
    1.000 - 20.000 PHP
  • Interest rate
    0,54% per day
  • Term
    90 - 180 days
  • Age
    22 - 60 years

A Moneycat loan is a great way to help people in financial need. Unlike other lenders, it does not require collateral and can be used to cover emergency expenses. The company also offers flexible repayment options and a quick turnaround time. In addition, the lender’s terms and conditions are clearly stated.

The app’s loan calculator lets borrowers calculate how much interest will be incurred if they fail to repay the amount on time. It also enables borrowers to compare the loan amount with other companies’ rates. This helps them make an informed decision about the best loan for their needs.

Unlike other payday lending apps, Moneycat has no hidden fees or charges and does not require a minimum credit score. In fact, it is one of the few that does not charge a late payment fee. However, the company does charge a compounding interest rate for unpaid amounts.

Its convenience and ease of use have made it a popular choice among Filipino salary workers. In addition, it is easy to cancel a loan without penalty. The lender also provides a helpful support team to answer any questions.

MoneyCat loan requirements

Moneycat PH is an online lending company that offers a variety of personal cash loans. Their loans range from one to thirty thousand Philippine pesos, and they are available to Filipinos who are at least 20 years old and employed. They offer a variety of flexible terms, and they are easy to apply for.

To apply for a loan, you must provide your identity documents and a bank account in your name. You can get up to 20,000 pesos in your account after completing all the necessary paperwork. The process is fast, and your money will be transferred to your account immediately after submitting all the required documents. To repay the loan, you must visit the nearest AUB Bank branch and make your payments according to the schedule.

When applying for a loan from MoneyCat or any other lender, you may typically need the following:

  • Age: You should be of legal age, which is usually 18 years or older, to be eligible for a loan.
  • Identification: You will need a valid government-issued identification document, such as a passport, driver’s license, or national ID card.
  • Proof of income: Lenders typically require proof of income to assess your repayment ability. This can include employment documents, bank statements, or other income-related documents.
  • Employment details: You may need to provide information about your current employment, such as your employer’s name, address, and contact details.
  • Contact information: Lenders will require your contact details, including your phone number, email address, and residential address.
  • Bank account: You will need a valid bank account in your name to receive the loan funds and facilitate repayments.
  • Credit history: Some lenders may check your credit history to assess your creditworthiness, but online lenders often have more flexible requirements and may cater to individuals with limited or poor credit history.

It’s important to note that the specific requirements may vary depending on the lender and the type of loan you are applying for. It’s always best to check directly with MoneyCat or review their website to understand their specific loan requirements and eligibility criteria.


Besides offering a 0% interest initial loan, Moneycat PH also offers flexible loan limits. First-time users can borrow a maximum of 3,000 PHP, while repeat borrowers can obtain a higher limit. However, the amount you can borrow depends on your credit score and history.

Convenient application process

Moneycat Philippines is a company that offers a convenient application process and disbursement of funds. It allows people to apply for loans online and receive a cash amount within minutes. The lender will verify the information provided by a person and provide an authentication code to confirm his or her identity. Applicants can receive up to 20,000 PHP and must be Philippine citizens between 20 and 60 years old. They must also be employed with a steady income and upload an ID card selfie to qualify for the loan.

In order to get a Moneycat loan, an applicant must have a government-issued ID and a bank account in his or her name. The lender will then check the applicant’s credit history to see if they are able to afford the loan. Once the application is approved, the money will be deposited directly into the customer’s account. The loan may be paid back in full, in part, or through a payment plan.

To obtain a loan from MoneyCat (assuming it is a legitimate and authorized lender), you can follow these general steps:

  1. Visit the MoneyCat website or download their mobile application: Start by accessing MoneyCat’s official website or download their mobile app from a trusted source.
  2. Create an account: Sign up for an account by providing the required information, such as your personal details, contact information, and identification documents.
  3. Complete the loan application: Fill out the loan application form, providing accurate information about your financial situation, employment, and any other relevant details.
  4. Choose the loan amount and repayment terms: Select the desired loan amount and the repayment terms that suit your financial needs and capabilities. Money Cat may have specific eligibility criteria and loan options available.
  5. Submit the application: Review your application to ensure all information is accurate, and then submit it for evaluation.
  6. Wait for loan approval: MoneyCat will assess your application and determine whether you meet their lending criteria. This process may take some time, depending on their internal procedures.
  7. Receive loan approval and terms: If your loan application is approved, you will receive the loan offer and the associated terms and conditions, including the interest rate, repayment schedule, and any additional fees.
  8. Accept the loan offer: Carefully review the loan offer and make sure you understand all the terms and conditions. If you agree to the terms, accept the loan offer.
  9. Receive the loan funds: Once you accept the loan offer, MoneyCat will disburse the funds to your designated bank account or through another specified method.
  10. Repay the loan: Follow the agreed-upon repayment schedule and make the necessary payments, including any interest and fees, to repay the loan as per the terms and conditions.

Money Cat loan extension

To request a loan extension with MoneyCat Philippines, you should follow these general steps:

  1. Contact MoneyCat: Reach out to MoneyCat’s customer service team through their website, mobile app, or customer support hotline. Make sure to inquire about their loan extension options and procedures.
  2. Provide loan details: When contacting MoneyCat, provide your loan details, such as the loan account number, the amount borrowed, and the repayment schedule.
  3. Explain your situation: Clearly explain why you are requesting a loan extension. It could be due to unexpected financial difficulties, personal circumstances, or other valid reasons that have affected your ability to repay the loan on time.
  4. Follow their instructions: MoneyCat will guide you on the specific process for requesting a loan extension. They may require you to fill out a form or provide additional documentation to support your request.
  5. Await their decision: MoneyCat will review your request and assess your eligibility for a loan extension. They will inform you of their decision and provide you with the updated repayment terms if your request is approved.
  6. Agree to the new terms: If MoneyCat approves your loan extension, carefully review the new repayment terms and conditions they provide. Make sure you understand the changes and agree to them before proceeding.
  7. Comply with the new repayment schedule: Once you have agreed to the revised terms, follow the updated repayment schedule provided by Money Cat. Make the necessary payments on time to fulfill your obligations.

Remember, these steps are general guidelines, and the specific loan extension process and requirements may vary depending on MoneyCat’s policies and procedures. It’s crucial to directly contact Money Cat or refer to their official website for accurate and up-to-date information on how to request a loan extension with them.

  • Flexible Loan Options: MoneyCat PH provides borrowers with a range of loan options to suit their specific financial requirements. Borrowers can choose the loan amount and repayment terms that best fit their circumstances, allowing for flexibility and personalization.
  • Transparent Terms and Conditions: MoneyCat PH is transparent about its terms and conditions, ensuring borrowers are fully informed before accepting a loan offer. This transparency helps borrowers make informed decisions about their financial commitments.
  • AI-Powered Credit Scoring: MoneyCat PH utilizes advanced artificial intelligence technology to assess the creditworthiness of borrowers. This allows for a faster and more accurate evaluation process, enabling eligible borrowers to receive loan approvals quickly.
  • Early Repayment Options: MoneyCat PH offers the flexibility of early loan repayment without any additional charges. This feature allows borrowers to save on interest costs by paying off their loans ahead of schedule, giving them more control over their finances.
  • Loyalty Program: MoneyCat PH rewards loyal borrowers through its loyalty program. As borrowers continue to use their services and make timely repayments, they can earn points that can be redeemed for various benefits, such as lower interest rates or higher loan amounts on future applications.
  • Referral Program: MoneyCat PH provides a referral program that allows borrowers to earn rewards by referring friends or family members to the platform. When a referred person successfully applies for a loan and meets the required criteria, both the referrer and the referred person can receive incentives or discounts.
  • Education and Financial Literacy Resources: MoneyCat PH goes beyond lending by offering educational resources and financial literacy materials to its borrowers. These resources aim to empower borrowers with knowledge and skills to better manage their finances, make informed financial decisions, and improve their overall financial well-being.
  • Quick Customer Support: MoneyCat PH values customer satisfaction and offers prompt customer support through various channels, including phone, email, and in-app chat. Borrowers can reach out to their support team for assistance or inquiries, ensuring a smooth and hassle-free borrowing experience.
  • Limited Loan Amounts for New Borrowers: Initially, MoneyCat PH may offer lower loan amounts to new borrowers as a risk management measure. This limitation may not meet the financial needs of individuals seeking larger loans.
  • Availability in Limited Areas: MoneyCat PH's services may not be available in all areas of the Philippines. Some borrowers may not be able to access their loans due to geographical limitations.
  • Late Payment Penalties: MoneyCat PH enforces penalties for late payments, which can result in additional charges for borrowers who fail to meet their repayment obligations on time. It is important for borrowers to stay organized and make timely repayments to avoid incurring these penalties.
  • Potential Impact on Credit Score: Failing to repay the loan as agreed with MoneyCat PH may negatively impact a borrower's credit score, potentially affecting their ability to obtain credit in the future.

How to pay for MoneyCat loan

Unlike most other payday loan companies, MoneyCat does not charge any upfront fees or prepayment penalties. The company also allows users to choose a payment date that is convenient for them. However, it is important to remember that you will still need to pay the full loan amount by the chosen date.

When repaying a MoneyCat loan in the Philippines, there are several ways you can make your payments. These methods may include:

  • Online Payment: MoneyCat usually provides an online payment platform where you can make your loan repayments electronically. You can access this platform through their website or mobile app, and it may support various payment methods like credit/debit cards or online banking transfers.
  • Bank Deposit/Transfer: You can visit a designated bank or use online banking to deposit or transfer the loan repayment amount directly into MoneyCat’s bank account. MoneyCat will provide you with the necessary account details for the transaction.
  • Over-the-Counter Payment: MoneyCat may have partnerships with specific payment centers or remittance outlets where you can make loan repayments in cash. You would need to visit one of these locations and provide your loan details for the payment to be processed.
  • Payment via Mobile Wallets: MoneyCat might offer the option to make loan repayments through popular mobile wallet services available in the Philippines. This can include digital wallets such as GCash or PayMaya, where you can transfer funds directly to MoneyCat’s designated account.
  • Auto-Debit Arrangement: MoneyCat may offer an auto-debit arrangement, where you authorize them to automatically deduct the loan repayment amount from your designated bank account on a specified date. This ensures convenience and helps you stay on track with your repayments.

It is a good idea to check the terms and conditions of any loan before applying for it. If you are not sure about the terms, you should seek a professional to review them for you. This can help you avoid a scam and ensure that you are getting the best possible deal.

In addition to the fast disbursement process, MoneyCat offers a variety of other benefits, including free services for existing customers. For example, it can provide you with a new ATM or Gcash voucher to help you with your loan repayments. It also provides flexible payment options, including through the e-wallet.

Moneycat PH Mobile Application

In today’s digital age, financial technology has revolutionized the lending landscape, offering borrowers a convenient and accessible way to obtain loans. MoneyCat PH, a leading online lending platform in the Philippines, has embraced this shift with its intuitive and feature-rich mobile application.

MoneyCat app

The MoneyCat PH mobile application boasts a user-friendly interface designed to provide a seamless borrowing experience. Upon launching the app, users are greeted with a visually appealing layout and intuitive navigation, making it easy to access the various features and functionalities.

One of the standout features of the MoneyCat PH app is its streamlined loan application process. Borrowers can complete the entire application within minutes, thanks to the app’s well-structured form and document submission capabilities. The application guides users through each step, ensuring all necessary information is provided to expedite the loan approval process.

MoneyCat PH understands the importance of timely financial assistance. Through the mobile app, borrowers can experience rapid loan approval, often receiving confirmation within a short period. Once approved, funds are swiftly disbursed directly into the borrower’s designated bank account, providing instant access to much-needed financial support.

The MoneyCat PH app offers robust account management tools, enabling borrowers to effortlessly monitor and control their loan activities. Users can conveniently track their loan status, view repayment schedules, and access transaction history, empowering them with valuable insights into their financial obligations.

To ensure borrowers stay on track with their loan repayments, the MoneyCat PH app sends timely notifications and reminders. These reminders serve as a helpful tool in managing financial obligations, minimizing the risk of missing payment due dates and incurring late fees.

MoneyCat PH places great emphasis on the security and privacy of its users’ data. The mobile application employs advanced encryption and secure protocols to safeguard sensitive information, providing borrowers with peace of mind.

MoneyCat PH reviews

Rosario Santos
22 December 2023
MoneyCat loan service is a great way to solve financial difficulties. Very pleased with the result and professionalism.
Ian Garcia
02 November 2022
I had to take out a payday loan. It's good that this site caught my eye. Choose a convenient option and apply for a loan in 15 minutes
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Josephine dela Cruz
This is the best online loan company when compared with others. Everything is quick and clear, it concerns receipt and repayment. You can use an extension if necessary. No compulsory insurances and nice bonus system
Myrna Bautista
I use the services when I need money before payday. Polite managers will always offer the best loan for me. It is issued quickly and has no hidden surcharges.
Isabel Solana
Faced with financial difficulties and did not know how to solve them. Suggested to pay attention to this site. It was very convenient and fast to apply for a loan and in the evening the money was credited to the account. Super!
Teresita Flores
The loan process is simple and hassle-free. Nice service. The next day I received the amount I needed. I will recommend the service to my friends
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