Cashspace

https://loansonlineph.com/Cashspace
Easy to apply
4.0/5
Approval time
4.0/5
No hidden condition
4.0/5
Renewal rules
5.0/5
Service quality
4.0/5
Customer support
4.0/5
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Credit or Debit card
Contact information
Phone number: -
Shedule 24/7 online
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Tue
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A Cashspace loan is a personal loan that does not require a credit check. You can apply for one of these loans in as little as 5 minutes on your phone. You can receive the money directly into your bank account and can make payments on it whenever you wish. There is no minimum credit score requirement and no origination fee.

Loan with no hard credit checks

If you have bad credit, you might want to look for a personal loan with no credit check. Cashspace loan can be a great option if you need money urgently, but you have to be prepared to pay a higher interest rate. You can also apply for a secured loan, such as a car title loan, if you have a good credit score.

While these loans can help you get cash quickly, they are typically very small and come with short repayment terms, which can trap you in a debt cycle. For a larger amount, you can try other options, including local financial assistance organizations, lending circles, and even family members. No credit check loans are a good option for people with bad credit, but lenders must be diligent in their underwriting practices and be willing to consider your situation.

Loan parameters
  • Loan amount
    1.000 - 25.000 PHP
  • Interest rate
    0% for new clients
  • Term
    61 - 120 days
  • Age
    18+ years

It is a fast financial support

The process of getting a Cashspace loan is fast, easy and secure. The site provides a personalized list of offers for any loan amount. It is also free to apply. You can choose the amount and duration of your loan, and Cashspace will find you a lender that can meet your needs quickly.

Cashspace PH is a free service that allows you to search for and apply for loans online in the Philippines. They work with reliable banks and recognized microfinance organizations in the country, and offer a range of loans at low interest rates. The site is operated by Fininity Ltd., Tartu Street 84a, Tallinn, Estonia, and is a trademark of Fininity Ltd.

The application process is simple and takes a matter of minutes. All you need to do is fill out a simple application form, mentioning the amount you wish to borrow. After you’ve been approved, the lender will notify you and proceed with your loan agreement. If you’re approved, the lender will send your money directly to your bank account.

No minimum credit score

One of the most important considerations in deciding whether to approve a Cashspace loan application is the applicant’s credit score. This score is based on a range of factors including payment history, amount of debt, and length of credit history. While many lenders require a credit score of 600 or higher, you can find some lenient lenders who will give you a loan even if you have a low credit score.

Cashspace may also require some income verification. Depending on the lender, this can be as simple as providing a recent tax return or bank statement. It is also helpful if you provide proof of self-employment income, such as tax returns and bank deposits. If you don’t have a credit card account, you can also provide a copy of your bank account statements.

No origination fees

When looking for personal loans, you should know that not all lenders charge origination fees. Although a no-fee loan may have higher interest rates and prepayment penalties, the overall cost is still lower than a loan that does charge an origination fee. To find the best no-fee loan, make sure to compare quotes from multiple lenders.

When you’re applying for a personal loan, it’s important to read the fine print. Some lenders charge a processing fee without saying it explicitly. To avoid any surprises, make sure to ask about fees before applying for a loan. You can also ask a lender to waive late fees if you’d like.

Cashspace is a top provider of no-fee personal loans. They offer a variety of repayment options without origination fees, and their annual percentage rate can be as low as 4.49%. Their loans can be approved the same day, and the company is rated A+ by the Better Business Bureau.

Before applying for a no-fee loan, make sure you compare the APR rates and credit requirements of the lender. Be aware that the interest rate is the largest cost associated with a loan. Choosing a 4% APR loan with a 5% origination fee will cost you about $500. The other main cost is the interest rate, which will increase your monthly payments. The higher the APR, the higher the overall cost of the loan.

Non-profit lender

A non-profit lender is a good option for small business owners who are looking for a loan. These lenders have flexible loan terms and can help smaller businesses grow. They often have lower loan amounts than a traditional lender, so they may be better suited for businesses that do not have a large amount of cash flow.

A non-profit can apply for a Nonprofit Loan or a Nonprofit Line of Credit. A Nonprofit Loan is a certain amount of money borrowed and paid back over time, while a Nonprofit Line of Credit is an agreed amount of money a nonprofit can access whenever its cash flow dwindles. Cashspace offers both types of loan programs.

Cashspace reviews

JT
Jocelyn Tan
03 April 2023
The process was quick and easy, and I received the money in my account within a few hours.
ST
Sean Tan
12 October 2022
I was pleased with the speed of paperwork online and a pleasant percentage of loan repayment.
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Testimonials

Isabel Solana
Faced with financial difficulties and did not know how to solve them. Suggested to pay attention to this site. It was very convenient and fast to apply for a loan and in the evening the money was credited to the account. Super!
Galina Mendose
I easily got the loan before payday and paid off the loan just as easily. The amount of the overpayment was insignificant.
Arlo Chavez
I filled out the loan app quickly, after 20 min I received a message that ₱7000 were approved. The first loan was interest-free. Settled with them, raised the limit. I like it!
Josephine dela Cruz
This is the best online loan company when compared with others. Everything is quick and clear, it concerns receipt and repayment. You can use an extension if necessary. No compulsory insurances and nice bonus system
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Applying does NOT affect your credit score!

No credit check to apply.