Online Loans Pilipinas Loans Pilipinas
Easy to apply
Approval time
No hidden condition
Renewal rules
Service quality
Customer support
Borrower requirements
  • You must be 22+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
  • Bank account
  • Credit or Debit card
Contact information
Phone number: (02) 405 5171
Shedule 9:00 to 18:00

Online Loans Pilipinas has emerged as one of the prominent players in the online lending industry in the Philippines. Established several years ago, the company quickly gained recognition for its user-friendly platform, competitive loan offerings, and commitment to transparent and ethical lending practices.

Online Loans Pilipinas

As a licensed online lender, Online Loans Pilipinas operates in compliance with the regulatory framework set by the government, ensuring that borrowers’ rights are protected and that fair lending principles are upheld. This has contributed to the company’s positive reputation and trust among borrowers seeking reliable financial solutions.


Online Loans Pilipinas offers a diverse range of loan products tailored to different financial needs, from short-term loans for urgent expenses to longer-term installment loans for more substantial funding requirements. The company’s digital platform streamlines the application process, allowing borrowers to submit their loan requests and receive approval decisions promptly.

What is OLP loan?

OLP loans are designed to cater to various needs and emergencies that may arise in your day-to-day life. Whether you’re facing a rent deadline, medical expenses, grocery bills, or need funds for your child’s education, OLP has got you covered. The best part? The process is streamlined and accessible, eliminating the hassle of conventional lending institutions.

When applying for an OLP loan, you can avail yourself of a minimum loan amount of ₱1,000 to meet your immediate financial needs. For those requiring more substantial financial assistance, the maximum loan amount stands at ₱20,000. However, for first-time borrowers, the initial loan is capped at ₱7,000, allowing them to experience the seamless OLP borrowing process firsthand.

As a repeat borrower, the opportunities for financial assistance broaden. If you have a history of successful loan repayments with OLP, you become eligible to apply for higher loan amounts ranging from ₱8,000 to ₱20,000. This exciting benefit rewards loyal customers and provides them with greater flexibility in managing their financial obligations.

Loan parameters
  • Loan amount
    2.000 - 20.000 PHP
  • Interest rate
    1% per day
  • Term
    7 - 30 days
  • Age
    22 - 70 years

With regards to repayment terms, OLP offers a reasonable window of up to thirty days for loan repayment. This allows borrowers to comfortably manage their finances and meet their obligations within a reasonable timeframe. However, life is unpredictable, and unforeseen circumstances may arise, putting borrowers in a challenging situation to repay the loan on time. In such cases, OLP displays empathy and understanding by providing a 30-day extension to the loan term. This compassionate approach ensures borrowers have the necessary breathing space to overcome unexpected hurdles without facing unnecessary stress.

One of the most remarkable features of OLP loans is the opportunity to enjoy a 0% interest rate on your first payment date. This means that if you repay the loan promptly and responsibly, you won’t incur any interest charges. This is a fantastic incentive for those seeking quick cash for a short-term need and looking to repay the loan swiftly.

For subsequent loan transactions, the interest rate remains highly competitive at a maximum of 15% per month. This ensures that borrowers can access the financial support they require without being burdened by exorbitant interest rates often associated with conventional lending options.

The process of obtaining an OLP loan is straightforward, secure, and can be completed online from the comfort of your home or anywhere with an internet connection. The platform’s user-friendly interface allows applicants to submit their details and required documents effortlessly, expediting the approval process.

Online Loans Pilipinas requirements

OLP offers a seamless borrowing process, designed to cater to your immediate financial needs. These requirements are clear-cut, ensuring that you can access the funds you require without any unnecessary complications.

  • Age Between 22 and 70: This criterion ensures that borrowers are of legal age and have the financial maturity to responsibly manage their loan obligations.
  • Residency in the Philippines: OLP loans are exclusively available to residents of the Philippines.
  • Steady Employment: Being employed assures the lender that you possess the means to repay the loan on time, paving the way for a smooth borrowing experience.
  • Valid Mobile Number: Possessing a valid mobile number is a fundamental requirement to receive updates and notifications from OLP throughout the loan process.
  • Valid ID: Providing a valid identification document is crucial to verify your identity and ensure a secure borrowing environment. A wide array of accepted IDs, including passport, driver’s license, PhilHealth ID, SSS ID, Postal ID, UMID Card, PhilSys ID, PRC ID, TIN ID, and Voter’s ID, offers flexibility and convenience for borrowers.
  • Valid Bank or E-Wallet Account: Facilitating smooth fund disbursement and loan repayment, having a valid bank or e-wallet account is an indispensable requirement. This ensures that you have a secure channel to receive the approved loan amount promptly.
  • How to Apply for a Loan in Online Loans Pilipinas

    Welcome to the step-by-step guide on how to apply for an Online Loans Pilipinas (OLP) loan—a seamless process designed to provide you with quick access to the funds you need. Follow these simple steps to kickstart your loan application journey:

    Step 1: Visit the OLP Website: Start by visiting the official Online Loans Pilipinas website. Ensure that you are accessing the legitimate and secure website to safeguard your personal and financial information.

    Step 2: Register or Log In: If you are a first-time user, you will need to register on the website by providing some basic details such as your name, email address, and a secure password. For returning users, simply log in using your existing credentials.

    Step 3: Verify Your Identity: As part of the registration process, you may need to verify your identity. This step is crucial to maintain the security and integrity of the loan application process. Provide the necessary identification documents as requested to proceed.

    Step 4: Determine Loan Eligibility: Before proceeding with your loan application, ensure that you meet the Online Loans Pilipinas eligibility criteria, which typically includes age, residency, employment status, and possession of a valid mobile number, among other requirements.

    Step 5: Select Loan Amount and Term: Once your eligibility is confirmed, you can choose the loan amount you wish to borrow from the available options. Additionally, select the loan term that aligns with your financial capabilities and repayment preferences.

    Step 6: Complete the Application Form: Fill out the online loan application form accurately and completely. Provide essential details such as personal information, contact details, employment status, and income details. Be transparent and truthful, as this information will be used for loan assessment.

    Online Loans Pilipinas

    Step 7: Submit Required Documents: To validate your application, you may need to submit supporting documents. These can include valid identification, proof of income, and proof of residence. Ensure that the documents are clear, legible, and up-to-date.

    Step 8: Review Terms and Conditions: Carefully read and understand the terms and conditions of the loan before proceeding. Pay attention to interest rates, fees, repayment schedules, and any penalties for late or missed payments.

    Step 9: Wait for Loan Approval: After submitting your application and documents, allow some time for the OLP team to review your information and assess your loan request. Approval times can vary, but OLP is known for its quick processing.

    Step 10: Receive Funds: Once your loan application is approved, the funds will be disbursed directly to your valid bank account or e-wallet account. Depending on your chosen disbursement method, you may receive the money on the same day or within a short period.

    Step 11: Repay the Loan: Ensure timely repayment of the loan according to the agreed-upon terms. This not only helps you maintain a good borrowing record but also enhances your chances of accessing higher loan amounts in the future.

    How to pay Online Loans Pilipinas?

    Online Loans Pilipinas (OLP) ensures a hassle-free and convenient payment experience by providing multiple channels for you to settle your dues with ease. Let’s explore the various payment options available:

    Online Loans Pilipinas
  • 7-Eleven: Convenience meets accessibility with 7-Eleven as a designated payment channel. Head to any 7-Eleven store, provide your payment details, and make the necessary transaction with a smile.
  • Bayad Outlets: OLP loans open doors to flexibility, allowing you to pay conveniently through various Bayad outlets scattered across the Philippines. A network of locations awaits your payment, ensuring accessibility wherever you may be.
  • Robinsons Business Center: Look no further than Robinsons Business Center as a reliable payment hub.
  • SM Malls: The vibrant SM Malls, scattered across the country, double as a payment avenue for your OLP loan. Drop by your nearest SM Mall to fulfill your payment obligations effortlessly.
  • Cebuana Lhuillier: Known for their exceptional service, Cebuana Lhuillier extends their expertise to facilitate OLP loan payments. With their extensive reach, paying off your loan becomes a breeze.
  • LBC: Walk into any LBC branch and proceed with your payment without any worries.
  • RD Pawnshop: Experience convenience and accessibility at its finest with RD Pawnshop, a reliable ally in settling your OLP loan.
  • Palawan Express: With Palawan Express as a payment option, you have the flexibility to fulfill your loan obligations with ease, even in the most remote areas.
  • Embrace the digital age with, offering you the convenience of settling your OLP loan payments through their secure platform.
  • Maya: Seamlessly process your OLP loan payment within the Maya ecosystem.
  • GCash: Unlock the power of GCash and indulge in cashless convenience. Utilize GCash to pay off your OLP loan, providing a seamless payment experience at your fingertips.
  • Take charge of your financial journey by embracing the convenience offered by Online Loans Pilipinas. With this extensive array of payment options, you can rest assured that repaying your OLP loan is not only convenient but also stress-free. Seamlessly settle your loan payments through any of these trusted channels, and experience the freedom to pursue your dreams while staying on top of your financial obligations. Embrace the future of lending with OLP and unlock a world of possibilities!

    • The entire loan application process is conducted online
    • No Collateral Requirement
    • Transparent Fee Estimation
    • Limited Loan Amounts for First-Time Borrowers
    • Short Repayment Period

    Unpaid OLP Loan

    If you find yourself with an unpaid Online Loans Pilipinas (OLP) loan and are facing challenges in meeting the repayment schedule, it’s essential to take proactive steps to address the situation. Facing financial difficulties can be overwhelming, but OLP is committed to assisting its borrowers through the process.

    To tackle the issue head-on, the first step is to reach out to Online Loans Pilipinas immediately. Don’t let the situation escalate; instead, take the initiative to contact OLP’s customer support team at (02) 405 5171 during their operating hours from 8 AM to 5 PM daily. By communicating with the company, you open the door to finding a potential solution and exploring repayment options that suit your current circumstances.

    At Online Loans Pilipinas, ethical practices are of utmost importance, and they operate strictly within the bounds of Philippine law. This means that while they will take necessary actions to collect outstanding debts, it will be done through legal means and adhering to established regulations.

    The company’s approach to debt collection includes initiating communication with you at the contact number provided during the loan application process. They may also reach out to your listed contacts as a part of their collection efforts. It’s essential to maintain open lines of communication to find an amicable resolution and avoid any potential legal consequences.

    In the unfortunate event that repayment efforts remain unfruitful despite reasonable attempts, Online Loans Pilipinas retains the right to take the matter to court based on the loan agreement. However, the company prefers to resolve matters without resorting to legal action, so being proactive in addressing the situation is crucial.

    Unpaid loans have a significant impact on your financial standing and credit history. Failure to address unpaid obligations can lead to a negative entry on your credit history and adversely affect your credit rating. As such, it’s vital to prioritize loan repayment and take necessary steps to meet your financial commitments.

    It is important to distinguish that while Online Loans Pilipinas may take action to recover debts owed, they conduct their collections professionally and ethically, adhering to legal guidelines. There is no reason to fear harassment or unethical practices when dealing with OLP or any other legitimate lending company.

    Final Thoughts

    Online Loans Pilipinas (OLP) is a convenient and accessible option for individuals in the Philippines seeking quick cash solutions for their immediate financial needs.

    The platform’s online application process and fast loan processing are undoubtedly beneficial for those facing urgent financial emergencies. OLP’s flexibility in loan amounts and relatively lenient eligibility criteria can provide a lifeline for individuals with varying credit scores and financial backgrounds.

    Online Loans Pilipinas reviews

    Benedicto Dimaguila
    28 March 2024
    The flexible repayment schedule allowed me not to worry about timely payments.
    Reynaldo Garcia
    19 November 2023
    Applying for a loan through this service went smoothly and successfully. I am very pleased with the quick solution to my financial problem.
    Joany Champlin
    31 October 2023
    I was pleasantly surprised by how quickly and successfully I received a loan through this service. I recommend to all!
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    Dizon Masangkay
    When there is not enough money to pay, then you have to apply for a loan. The site is very helpful in making a choice. Here you can find up-to-date information and get acquainted with the creditors of the Philippines
    Galina Mendose
    I easily got the loan before payday and paid off the loan just as easily. The amount of the overpayment was insignificant.
    Arlo Chavez
    I filled out the loan app quickly, after 20 min I received a message that ₱7000 were approved. The first loan was interest-free. Settled with them, raised the limit. I like it!
    Nelson Delos Reyes
    At first I was suspicious, but what to do, money is needed. I asked everything in the chat so that there would be no unpleasant surprises. I took it back, there were no problems, but of course I had to pay for the use. It seems that it was under...
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