Zazu Lending

https://loansonlineph.com/Zazu Lending
Easy to apply
3.7/5
Approval time
3.5/5
No hidden condition
4.3/5
Renewal rules
3.8/5
Service quality
4.7/5
Customer support
4.6/5
Borrower requirements
  • You must be 18+
  • Reside in the Ph and have a valid ID
  • Provide proof of your income
  • Have an active checking account
Optional
  • Credit or Debit card
Contact information
Phone number: +63 917 100 2929
Shedule Available 24/7
Mon
Tue
Wed
Thu
Fri

Looking for a reliable and trustworthy lending company in the Philippines? Look no further than Zazu. With a commitment to providing financial solutions to Filipinos, Zazu has quickly become a leading player in the industry. Whether you need a personal loan, business loan, or any other type of financial assistance, Zazu has you covered. With flexible terms, competitive rates, and exceptional customer service, it’s no wonder why so many people turn to Zazu for their lending needs.

Loan parameters
  • Loan amount
    10.000 - 60.000 PHP
  • Interest rate
    0.16% per day
  • Term
    180 - 365 days
  • Age
    18+ years
  • Service fee
    up to 10% of the loan amount

What is Zazu?

In a nutshell, Zazu is a mobile app that allows you to easily manage your finances on the go. With Zazu, you can create a digital wallet and link your bank accounts, credit cards, and other financial accounts all in one place. This makes it easy for you to monitor your transactions and manage your money in real-time.

But that’s not all. Zazu also offers a range of other services and products, including:

  1. Savings: With Zazu, you can easily set savings goals and track your progress. The app will even suggest ways for you to save money based on your spending habits.
  2. Investments: Zazu offers a range of investment options, including stocks, mutual funds, and more. You can easily invest your money and track your portfolio all in one place.
  3. Budgeting: Zazu makes it easy for you to create a budget and stick to it. The app will analyze your spending habits and suggest ways for you to cut back and save more.
Pros
  • Quick and easy online loan application process
  • Competitive interest rates
  • Flexible loan terms
  • No collateral required
Cons
  • High service fee
  • Limited loan amount range (up to ₱50,000)
  • Limited loan term options (up to 180 days)

Benefits of Zazu Loan

Zazu Loan Philippines is a lending company that offers a wide range of financial products and services to Filipinos. Whether you need to finance your business, pay for unexpected expenses, or fund a major purchase, Zazu Loan can help you with its innovative loan products that cater to your specific needs.

One of the key benefits of Zazu Loan is its quick and easy application process. By simply filling out an online application form, you can apply for a loan from the comfort of your home or office. This saves you time and effort, as you don’t have to visit a physical branch or submit a lot of paperwork. Additionally, Zazu Loan employs a user-friendly interface that guides you through the application process step-by-step, making it easy even for first-timers.

Another advantage of Zazu Loan is its fast approval and disbursement of loans. Once you submit your online application, Zazu Loan can process it within a few minutes and give you an instant decision. If you are approved for a loan, you can expect to receive the funds in your bank account on the same day or within 24 hours. This means that you can get the money you need quickly and efficiently, without any delays or hassles.

Moreover, Zazu Loan offers flexible repayment terms that suit your financial capacity and lifestyle. You can choose from a variety of loan tenures, ranging from 3 to 36 months, depending on the amount you borrow and your repayment capacity. Zazu Loan also allows you to make early repayments or settle your loan in full without any penalties or fees, which gives you more control over your finances and helps you save on interest.

Lastly, Zazu Loan does not require any collateral for its loan products, which means that you don’t have to put up any assets as security. This makes Zazu Loan an ideal option for those who do not have any valuable assets or do not want to risk losing them in case of default. Instead, Zazu Loan relies on your creditworthiness and repayment history to assess your eligibility for a loan, making it a more inclusive and accessible lending option for Filipinos.

Eligibility Criteria for Zazu Loan

Zazu Loan is a reliable and trustworthy financial institution that offers a wide range of loan products to Filipinos in need of financial assistance. Whether you’re looking to start a business, buy a car or pay off your debts, Zazu can provide you with the funds you need to achieve your goals.

However, before you can apply for a loan from Zazu, you must meet certain eligibility criteria. In this blog post, we will discuss the requirements that you need to fulfill to be eligible for a Zazu loan.

Age Requirement

One of the most important eligibility criteria for a Zazu loan is the age requirement. To apply for a loan from Zazu, you must be at least 21 years old but not more than 60 years old. This means that you must be of legal age and not yet retired to qualify for a loan from Zazu.

Employment Status

Another important eligibility criterion for a Zazu loan is your employment status. You must be employed or have a steady source of income to apply for a loan from Zazu. You can be a full-time employee, self-employed, or a business owner. If you are self-employed or a business owner, you will need to provide proof of your income through your business or personal tax returns.

Minimum Income Requirement

Aside from your employment status, you must also meet the minimum income requirement to be eligible for a Zazu loan. The minimum income requirement varies depending on the loan product you wish to apply for, but generally, you must have a monthly income of at least PHP 10,000 to qualify for a loan from Zazu.

Other Requirements

Aside from the aforementioned eligibility criteria, Zazu may also require other documents and information from you to determine your eligibility for a loan. These may include a valid government-issued ID, proof of address, proof of income, bank statements, and other financial documents.

How to Apply for Zazu Loan

Zazu Loan is one of the leading online lending platforms in the country that provides fast and easy access to financial assistance for Filipinos who are in need. Whether you need funds for a medical emergency, home repairs, or tuition fees, Zazu Loan can help you get the money you need as quickly as possible.

If you are interested in applying for a Zazu loan, this step-by-step guide will walk you through the entire process:

Step 1: Visit the Zazu Loan website

The first step in applying for a Zazu loan is to visit their website. You can access their site by typing the URL into your browser or by clicking on the link provided in their social media pages or newsletters.

Step 2: Create an account

Once you are on the Zazu Loan website, you will need to create an account by providing your personal details (e.g. full name, email address, mobile number, etc.). You will also need to create a password for your account.

Step 3: Fill out the application form

After creating your account, you will be directed to the loan application form. This is where you will provide additional information about yourself, such as your current employment status, monthly income, and the loan amount you wish to borrow.

Step 4: Upload required documents

To complete the loan application process, you will need to upload certain documents such as a valid ID, proof of income, and proof of billing. Make sure that all documents are clear and readable to avoid delays in the processing of your application.

Step 5: Wait for approval

Once you have submitted your application and necessary documents, you will need to wait for Zazu’s loan approval team to review your application. This usually takes around 24 to 48 hours.

Step 6: Receive your loan

If your loan application is approved, the funds will be deposited directly to your bank account. You can expect to receive your loan within 1-3 business days.

Required Documents

To ensure a smooth loan application process, here are the required documents you need to prepare:

  • At least two valid IDs (government-issued) – Proof of income (e.g. payslips, bank statements, certificate of employment)
  • Proof of billing (e.g. utility bills, credit card bills)

Frequently Asked Questions about Zazu

Who can apply for a Zazu loan?

Filipino citizens who are at least 21 years old and have a stable source of income can apply for a Zazu loan. However, certain restrictions apply, such as the maximum loan amount and terms.

How much can I borrow from Zazu?

The maximum loan amount you can borrow from Zazu depends on your income and creditworthiness. The typical range is between Php 2,000 to Php 25,000.

How long does it take to get my loan?

If your loan application is approved, you can expect to receive the funds within 1-3 business days.

Can I apply for another loan after paying off my first loan?

Yes, you can apply for another loan after paying off your first loan. However, the approval of your loan application will still depend on your creditworthiness and financial capacity.

In conclusion, applying for a Zazu loan in the Philippines is a straightforward process. By following the steps outlined above and preparing the necessary documents, you can get the financial assistance you need within a few days. Just remember to borrow only what you need and to pay your loan on time to avoid any penalties or fees.

Zazu Lending reviews

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Testimonials

Nelson Delos Reyes
At first I was suspicious, but what to do, money is needed. I asked everything in the chat so that there would be no unpleasant surprises. I took it back, there were no problems, but of course I had to pay for the use. It seems that it was under...
Galina Mendose
I easily got the loan before payday and paid off the loan just as easily. The amount of the overpayment was insignificant.
Jakob Gleason
I liked everything. They approved a loan for the amount I needed on favorable terms. I\'m about to finish paying.
Teresita Flores
The loan process is simple and hassle-free. Nice service. The next day I received the amount I needed. I will recommend the service to my friends
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