Lucky Peso

Easy to apply
3.0/5
Approval time
4.0/5
No hidden condition
4.0/5
Renewal rules
4.0/5
Service quality
3.0/5
Customer support
4.0/5
https://loansonlineph.com/Lucky Peso

Lucky Peso is a cutting-edge application that empowers borrowers in the Philippines to secure online loans without the need for collateral, physical visits, or complicated procedures. Developed by LUCKY SHELL FINTECH LENDING, INC, this platform aims to provide customers with medium and small financial solutions swiftly and efficiently.

Loan parameters
  • Loan amount
    600 - 80.000 PHP
  • Interest rate
    16% per year
  • Term
    125 – 180 days
  • Age
    18

With user-friendly participation terms, all you need to do is download the app on your smartphone and register an account online. Once your application is approved, the loan amount is transferred directly to your account in as little as 5 minutes.

How to get a Lucky Peso loan?

During the registration process, you’ll be prompted to enter your personal bank account number. This is where your loan amount will be deposited directly.

  1. Download the App

Find the Lucky Peso app on reputable websites or directly from your smartphone’s app store.

Install the app on your device.

  1. Register Your Profile

Open the app and sign up using your phone number.

Provide necessary information: full name, age, address, occupation, and income level.

  1. Apply for a Loan

Select your desired loan amount and term.

Upload a clear photo of your ID card.

Enter your bank account details for disbursement.

  1. Submit Your Application

Review your information for accuracy.

Submit the application and wait for the system to review it (typically within 15-30 minutes).

  1. Receive Your Funds

Upon approval, the loan amount will be transferred to your registered bank account.

  1. Repayment

Mark your calendar with the repayment due date.

Ensure timely repayment to avoid late fees and to potentially increase your loan limit for future borrowing.

How to Repay Lucky Peso Loan

Repayment Methods:

  • Bank Transfer: Visit the nearest bank or authorized facilities for a direct transfer
  • E-Wallets: Use platforms like PayMongo, GCash, etc.
  • Internet Banking: Transfer funds online from your bank account
  • Note: Ensure all recipient information is accurate when making repayments, including account number, bank name, recipient name, amount, and payment details.

Is Borrowing from Lucky Peso Safe?

Absolutely. Lucky Peso operates under LUCKY SHELL FINTECH LENDING, INC, registered with certificate number CS201912995. The platform adheres to transparent terms and prioritizes the security and safety of customer information. Rest assured, your data is protected, allowing you to use the service with confidence.

However, it’s always wise to conduct thorough research or consult experts before engaging with any loan application. Ensure that the loan limits and interest rates align with your financial needs. If not, consider exploring other providers.

FAQ

Can I apply for a loan if I’m self-employed?

Yes, as long as you have a stable income and can provide proof of it.

What happens if I miss a repayment?

Late repayments may incur additional fees and could affect your credit score with the platform.

Is there a penalty for early repayment?

No, Lucky Peso does not charge penalties for early loan repayment.

How do I increase my loan limit?

Consistently repay your loans on time to build trust and potentially increase your borrowing limit.
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Testimonials

Marilyn Garcia
Convenient and understandable service for obtaining online loans. Very helpful in difficult times.
Akmal Flores
A loan can be obtained even from a mobile phone, thanks to a convenient registration form.
Mark Dizon
Clear work, very quick issue of money. The hotline has polite people who are ready to help you deal with the problem. Recommend.
Trevion O\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\\'Reilly
You lend around the clock. The layout is transparent. I took out a regular loan with no collateral. Closes without problems.
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Applying does NOT affect your credit score!

No credit check to apply.