MadaLoan

Easy to apply
4.8/5
Approval time
4.1/5
No hidden condition
4.0/5
Renewal rules
3.9/5
Service quality
4.1/5
Customer support
3.1/5
https://loansonlineph.com/MadaLoan

Madaloan provides a convenient and efficient way for Filipinos to access loans through an online platform. With a streamlined application process, borrowers can receive funds almost instantly, without the need for collateral or guarantors. The platform offers competitive interest rates, flexible repayment options, and a user-friendly mobile app, making financial management easier for users. Madaloan is committed to fostering an inclusive financial system in the Philippines, especially for unbanked and underserved populations.

Madaloan easy lend pera peso

Using Madaloan’s services is highly beneficial for those in urgent need of financial assistance. The quick and straightforward application process allows borrowers to receive funds within minutes. Madaloan caters to a diverse range of borrowers, including both salaried employees and self-employed individuals, making it widely accessible. With competitive interest rates, no service fees, and flexible repayment terms, the platform helps users meet their financial needs without unnecessary stress.

Loan parameters
  • Loan amount
    1.500 - 25.000 PHP
  • Interest rate
    0.05% per day
  • Term
    120 days, 150 days or 210 days
  • Age
    18+

Is Madaloan Legit?

Yes, Madaloan is a legitimate online loan app in the Philippines. Developed by IFun Lending Corp, it is officially registered with the Securities and Exchange Commission (SEC) of the Philippines.

Madaloan operates under Philippine government regulations, and users can verify its legitimacy on the SEC website. The platform holds a Certificate of Authority to operate as a lending company, with the following registration details:

  • Company: IFun Lending Corp.
  • Company registration number: 2021090025243-01.

A Go-To Loan App

Madaloan is a highly recommended lending platform designed specifically for Filipino adults with a stable income. The app provides low-interest loans that can cover a wide range of financial needs, from everyday expenses to emergencies. Although borrowers are required to pay a nominal 0.1% service fee in addition to the processing fees—whether online or offline—the convenience and flexibility offered by Madaloan make it a standout option. Repayment options are varied, allowing users to settle their loans through e-wallets, like GCash or PayMaya, or even at local convenience stores, such as 7-Eleven. Since the app is officially registered with the Philippine SEC, users can feel confident that their personal information is protected from any malicious intent or third-party breaches, ensuring a secure lending experience.

What truly sets Madaloan apart is its accessibility and dedication to fostering financial inclusion for many Filipinos. Whether borrowers are seeking immediate financial assistance or simply need a convenient solution for small, short-term loans, Madaloan delivers with ease and efficiency.

Who Can Apply for a Loan?

Madaloan, as one of the most innovative and trusted online loan apps in the Philippines, has established itself as a reliable financial partner for a wide variety of borrowers. Its services are accessible to both salaried employees and self-employed individuals, ensuring that a broad demographic can benefit from the platform. To qualify for a loan, applicants must meet a few basic requirements:

  • Be a Filipino citizen
  • Be between 18 and 60 years old
  • Be physically capable of employment or self-employment

By focusing on simplicity and inclusion, Madaloan opens the doors to financial assistance for those who may not have access to traditional banking services. Whether the borrower is a fresh graduate, an entrepreneur, or a seasoned professional, Madaloan makes it easy to access loans with minimal fuss.

How to Repay the Loan

Repaying a Madaloan loan is straightforward and highly convenient. Borrowers can choose from a variety of repayment methods that suit their lifestyle and preferences. Payments can be made at popular convenience store chains like 7-Eleven or financial service providers such as M Lhuillier. Additionally, borrowers can repay their loans through trusted digital wallets like GCash and PayMaya or via their bank accounts with institutions such as BPI and UBP.

This wide array of payment options not only enhances the flexibility of the service but also ensures that users can settle their loans with ease, even if they are managing their finances on the go. Madaloan is committed to offering seamless and user-friendly solutions to help borrowers stay on top of their repayment schedules without unnecessary stress or inconvenience.

Why Choose Madaloan?

Madaloan is more than just a loan app; it’s a financial lifeline for many Filipinos who need quick access to funds. By offering low-interest rates, flexible repayment terms, and a secure platform, Madaloan stands out in a crowded market. The app’s seamless integration with digital wallets and convenience stores makes it incredibly easy for users to apply for, receive, and repay loans without any hassle. Whether you’re an employee looking for a short-term loan to bridge expenses or a self-employed individual needing quick capital, Madaloan provides a fast, reliable, and secure service tailored to your needs.

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Testimonials

Galina Mendose
I easily got the loan before payday and paid off the loan just as easily. The amount of the overpayment was insignificant.
Janet Halvorson
I use not the first time. Convenient conditions for obtaining an online loan. Friendly managers always resolve issues.
Elizabeth Ramos
I often take a loan when there is not enough salary. Promotional codes are often sent to SMS and email to get a discount. This pleases me very much
Dizon Masangkay
When there is not enough money to pay, then you have to apply for a loan. The site is very helpful in making a choice. Here you can find up-to-date information and get acquainted with the creditors of the Philippines
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